615 Emerald St, Lowell, AR 72745 Property Records

Benton County property record for 615 Emerald St, Lowell, AR 72745

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,461 sqft · built 2002
Lot Size	0.189 acres (8,276 sqft)
Owner	2 Individuals on Record
Last Sale	$167,000 (Jun 2019)
Tax Bill	$2,224 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Jan 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`12-02193-000`

Property Details

APN / Parcel Number

Primary APN	`12-02193-000`
Alternative APNs	`44790.0` `44790`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,461 sqft Living Area
1st Floor Area	1,461 sqft
Flooring	Steel Beam
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	592 sqft
Parking Spaces	2 Parking Spaces
Patio Area	100 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44790.0
Street Address	615 EMERALD ST
City	LOWELL
State	AR
Zip	72745-8835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40
Legal Range	30
Legal Township	18
Legal Section	12
Legal Subdivision	SOUTHFORK SUB PH IIIA-LOWELL
Legal Lot Number	167
Jurisdiction	BENTON AR
Township / Civil Division	3
Census Block Group	3
Census Block	3014
Census Tract	21406

Owner

Source: Benton County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	615 EMERALD ST, LOWELL, AR 72745-8835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST NAT'L BK/FT SMITH
Jan 22, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2019 · Amount on Record
Deed Sale	Jun 11, 2019 · Amount on Record
Prior Sale	Jan 22, 2019 · Amount on Record
Deed Document Number	2019029057
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Jun 11, 2019
Property Address	615 EMERALD ST, LOWELL, AR 72745-8835
Document Number	0000029057
Instrument Date	Jun 6, 2019
Instrument	29057
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	WACO TITLE COMPANY, WACO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$551.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	615 EMERALD ST LOWELL AR 727458835, LOWELL, AR 72745-8835

Mortgage

Document Number	29058
Date	Jun 11, 2019
Instrument	29058

Lender

Name	FIRST NAT'L BK/FT SMITH
Type	Bank
Address	ROGERS, AR 72756

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2049

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BENTON AR
Recording Date	Jan 22, 2019
Property Address	615 EMERALD ST, LOWELL, AR 72745-8835
Document Number	0000003110
Instrument Date	Jan 10, 2019
Instrument	3110
Transaction Type	Foreclosure
Record Updated	Jan 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$409.20
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	260 BROWN RD CAVE SPRINGS AR 727189479, CAVE SPRINGS, AR 72718-9479

Tax Assessment & Valuation

Source: Benton County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Lowell City
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,224.00 (+29.53%)	$52,645 (+54.66%) Land $15,200 Building $37,445
2024			$263,225 (+54.66%) Land $76,000 Building $187,225
2023	$1,717.00	$34,040 Land $7,200 Building $26,840	$170,200 Land $36,000 Building $134,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	May 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 64% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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