704 E Exchange St, Owosso, MI 48867 Property Records

Shiawassee County property record for 704 E Exchange St, Owosso, MI 48867 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$141,000 (2021)
Tax Bill	$2,899.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`050-112-000-018-00`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	704 E EXCHANGE ST
City	OWOSSO
State	MI
Zip	48867-3212
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E 6' OF S 132' OF THE N 198' OF LOT 10 & W 60' OF S 132' OF N 198' OF LOT 12 CITY ASSESSORS PLAT 2
Legal Subdivision	ASSESSORS 2 -CITY OF OWOSSO
Legal Lot Number	10,12
Jurisdiction	SHIAWASSEE MI
Minor Civil Division	OWOSSO
Census Blockgroup	4
Census Block	4007
Census Tract	30500

Owner

Source: Shiawassee County records · APN 050-112-000-018-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	704 E EXCHANGE ST, OWOSSO, MI 48867-3212
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 02, 2021 · Amount on Record
Deed Sale	Jul 02, 2021 · Amount on Record
Deed Doc Number	20213348400
Deed Book / Page	1284 / 615
Record Refreshed	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jul 02, 2021
Property Address	704 E EXCHANGE ST, OWOSSO, MI 48867-3212
Document Number	0012840615
Book / Page	1284 / 615
Map Reference	LB 01 PG 44
Instrument Date	Jun 30, 2021
Instrument	3348400
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,057.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 E EXCHANGE ST, 704, OWOSSO, MI 48867-3212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 ROSLYN DR, OWOSSO, MI 48867-4720

Mortgage

Document Number	3348401
Date	Jul 02, 2021
Instrument	3348401

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,100 (+12.59%)	$184,200 (+12.59%)
2025	$2,899.00 (+4.92%) Homeowner's exemption	$81,800 (+21.36%)	$163,600 (+21.36%)
2023	$2,763.00 Homeowner's exemption	$67,400	$134,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.