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624 E Exchange St, Owosso, MI 48867 Property Records

Shiawassee County property record for 624 E Exchange St, Owosso, MI 48867 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$130,000 (May 2023)
Tax Bill$4,582 (2025)
Deeds & MortgagesMay 2026 Mortgage
May 2026 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN050-112-000-005-00

Property Details

APN / Parcel Number

Primary APN050-112-000-005-00

Exterior

Lot Area9,583 sqft (0.22 acres)

Location & Zoning

Street Address624 E EXCHANGE ST
CityOWOSSO
StateMI
Zip48867-3210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 66' OF LOT 4 & E 60' OF LOT 5 CITY ASSESSORS PLAT 2
Legal SubdivisionCITY ASSESSORS PLAT 2
Legal Lot Number4-5
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group4
Census Block4007
Census Tract30500

Owner

Source: Shiawassee County records · APN 050-112-000-005-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 82, HUBBARD LAKE, MI 49747-0082
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Deed of Trust · Conventional Mortgage
DART BANK
May 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
DART BANK
Jun 20, 2023Intrafamily Transfer, Transfer
May 22, 2023Warranty Deed, Transfer
ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 22, 2023 · Amount on Record
Deed SaleMay 22, 2023 · Amount on Record
Prior SaleDec 04, 2009 · Amount on Record
Deed Document Number20233371457
Deed Book / Page1307 / 341
Last Transfer DateJun 15, 2023
Transfer Doc0013080117
Record UpdatedSep 20, 2026

May 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Recording DateMay 21, 2026
Property Address624 E EXCHANGE ST, OWOSSO, MI 48867-3210
Document Number0003403537
Book / Page1338 / 957
Instrument DateMay 19, 2026
Instrument20263403537
Record UpdatedJun 08, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant, 269
Address6504 MOUNT MARIA RD, HUBBARD LAKE, MI 49747-9692

Mortgage

Document Number0003403537,
DateMay 21, 2026
Book Page1338/957
Instrument20263403537
Lender
NameDART BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Recording DateMay 21, 2026
Property Address624 E EXCHANGE ST, OWOSSO, MI 48867-3210
Document Number0013380957
Book / Page1338 / 957
Instrument DateMay 19, 2026
Instrument20263403537
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust, 189
Address6504 MOUNT MARIA RD, HUBBARD LAKE, MI 49747-9692

Mortgage

Document Number0003403537,
DateMay 21, 2026
Book Page1338/957
Instrument20263403537
Lender
NameDART BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHIAWASSEE MI
Recording DateJun 20, 2023
Property Address624 E EXCHANGE ST, OWOSSO, MI 48867-3210
Document Number0013080117
Book / Page1308 / 117
Instrument DateJun 15, 2023
Instrument3372249
Transaction TypeTransfer
Record UpdatedJul 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6504 MOUNT MARIA RD, HUBBARD LAKE, MI 49747-9692

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address6504 MOUNT MARIA RD, HUBBARD LAKE, MI 49747-9692

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateMay 22, 2023
Property Address624 E EXCHANGE ST, OWOSSO, MI 48867-3210
Document Number0013070341
Book / Page1307 / 341
Map ReferenceLB 1 PG 44
Instrument DateMay 16, 2023
Instrument3371457
Transaction TypeTransfer
Record UpdatedJun 09, 2023
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$975.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address221 N BARNARD ST, HOWELL, MI 48843-1803

Transferred To (Grantee/Buyer)

NameVerified Name
Address624 E EXCHANGE ST, OWOSSO, MI 48867-3210

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$89,700 (+11.99%)$179,400 (+11.99%)
2025$4,582.00 (+110.28%) Homeowner's exemption$80,100 (+21.55%)$160,200 (+21.55%)
2024$2,179.00
2023$2,179.00 Homeowner's exemption$65,900$131,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550305004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 54 individual NFIP policies nearby
Nearby Flood Policies54 in force
47 of 54 on primary residences
Nearby Flood Claims13 (1981–2004)
Claims Outside the SFHA1 of 13
Most Recent ClaimMay 2004, rainfall accumulation, Severe Storms, Tornadoes, And Flooding
Flood Events
  • Severe Storms, Tornadoes, And Flooding (May 2004), 6 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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