614 E Exchange St, Owosso, MI 48867 Property Records

Shiawassee County property record for 614 E Exchange St, Owosso, MI 48867 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$168,000 (Sep 2021)
Tax Bill$2,649 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN050-112-000-006-00

Property Details

APN / Parcel Number

Primary APN050-112-000-006-00

Exterior

Lot Area9,583 sqft (0.22 acres)

Location & Zoning

Street Address614 E EXCHANGE ST
CityOWOSSO
StateMI
Zip48867-3210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 66' OF W 264' OF LOT 4 & W 72' OF E 132' OF LOT 5 CITY ASSESSORS PLAT 2
Legal SubdivisionASSESSORS 2 -CITY OF OWOSSO
Legal Lot Number4-5
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group4
Census Block4007
Census Tract30500

Owner

Source: Shiawassee County records · APN 050-112-000-006-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address614 E EXCHANGE ST, OWOSSO, MI 48867-3210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 01, 2021 · Amount on Record
Deed SaleSep 01, 2021 · Amount on Record
Deed Document Number20213350653
Deed Book / Page1286 / 845
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateSep 01, 2021
Property Address614 E EXCHANGE ST, OWOSSO, MI 48867-3210
Document Number0012860845
Book / Page1286 / 845
Instrument DateAug 19, 2021
Instrument3350653
Transaction TypeTransfer
Record UpdatedSep 15, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,260.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address614 E EXCHANGE ST, 614, OWOSSO, MI 48867-3210

Transferred To (Grantee/Buyer)

NameVerified Name
Address1165 HANOVER ST, OWOSSO, MI 48867-4906

Mortgage

Document Number3350654
DateSep 01, 2021
Instrument3350654
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term395 Months
DueAug 19, 2054

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$84,400 (+12.83%)$168,800 (+12.83%)
2025$2,649.00 (+4.91%) Homeowner's exemption$74,800 (+21.43%)$149,600 (+21.43%)
2023$2,525.00 Homeowner's exemption$61,600$123,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550305004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 54 individual NFIP policies nearby
Nearby Flood Policies54 in force
Nearby Flood Claims13 (1981–2004)
Claims Outside the SFHA1 of 13
Most Recent ClaimMay 2004, rainfall accumulation, Severe Storms, Tornadoes, And Flooding
Claims By Storm
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 6 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 302 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
DayStarrFiber2,500 / 2,500
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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