702 E Exchange St, Owosso, MI 48867 Property Records

Shiawassee County property record for 702 E Exchange St, Owosso, MI 48867 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$180,420 (2021)
Tax Bill$3,211.00 (2025)

Property Details

APN / Parcel Number

Primary APN050-112-000-017-00

Exterior

Lot Area8,712 sqft (0.2 acres)

Location & Zoning

Street Address702 E EXCHANGE ST
CityOWOSSO
StateMI
Zip48867-3212
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionW 66' OF S 132' OF THE N 198' OF LOT 10 CITY ASSESSORS PLAT 2
Legal SubdivisionCITY ASSESSORS PLAT 2
Legal Lot Number10
JurisdictionSHIAWASSEE MI
Minor Civil DivisionOWOSSO
Census Blockgroup4
Census Block4007
Census Tract30500

Owner

Source: Shiawassee County records · APN 050-112-000-017-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address702 E EXCHANGE ST, OWOSSO, MI 48867-3212
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2021Warranty Deed, Transfer · Conventional Mortgage
NORTHPOINTE BANK
Apr 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Nov 13, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
STOCKTON MTG
Mar 01, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
FLAGSTAR BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 10, 2021 · Amount on Record
Deed SaleJun 10, 2021 · Amount on Record
Prior SaleMar 02, 2017 · Amount on Record
Deed Doc Number20213347411
Deed Book / Page1283 / 630
Record RefreshedSep 20, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateJun 10, 2021
Property Address702 E EXCHANGE ST, OWOSSO, MI 48867-3212
Document Number0012830630
Book / Page1283 / 630
Map ReferenceLB 1 PG 44
Instrument DateJun 02, 2021
Instrument3347411
Transaction TypeTransfer
Record UpdatedJul 07, 2021
Title CompanyTITLE RESOURCE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,353.75
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address702 E EXCHANGE ST, 702, OWOSSO, MI 48867-3212

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address702 E EXCHANGE ST, OWOSSO, MI 48867-3212

Mortgage

Document Number3347412
DateJun 10, 2021
Instrument3347412
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address702 E EXCHANGE ST, OWOSSO, MI 48867-3212
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012670441
DateApr 03, 2020
Book Page1267/441
Instrument3331084
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 01, 2035

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateNov 13, 2018
Property Address702 E EXCHANGE ST, OWOSSO, MI 48867-3212
Document Number0012510725
Book / Page001251 / 000725
Instrument DateNov 07, 2018
Instrument3315118
Transaction TypeTransfer
Record UpdatedNov 28, 2018
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$975.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16400 UPON RD EAST LANSING MI 48823, EAST LANSING, MI 48823

Mortgage

Document Number12510726
DateNov 13, 2018
Book Page001251/000726
Instrument3315119
Lender
NameSTOCKTON MTG
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueNov 12, 2048

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateMar 01, 2017
Property Address702 E EXCHANGE ST, OWOSSO, MI 48867-3212
Document Number0012310429
Book / Page001231 / 000429
Instrument DateFeb 27, 2017
Instrument3294737
Transaction TypeTransfer
Record UpdatedJun 30, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$787.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address710 KEYTE ST OWOSSO MI 488674622, OWOSSO, MI 48867-4622

Mortgage

Document Number12310430
DateMar 01, 2017
Book Page001231/000430
Instrument3294738
Lender
NameFLAGSTAR BK
TypeBank
AddressTROY, MI 48098-2639
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueFeb 28, 2047

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$102,000 (+12.33%)$204,000 (+12.33%)
2025$3,211.00 (+4.9%) Homeowner's exemption$90,800 (+21.55%)$181,600 (+21.55%)
2023$3,061.00 Homeowner's exemption$74,700$149,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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