704 Covington Ct, Los Banos, CA 93635 Property Records

Merced County property record for 704 Covington Ct, Los Banos, CA 93635

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,725 sqft · built 2004
Lot Size0.154 acres (6,700 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Mar 2016)
Tax Bill$4,278 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN424-066-023-000

Property Details

APN / Parcel Number

Primary APN424-066-023-000
Alternative APNs
  • 082666023000
  • 424-066-023

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,725 sqft Living Area
Gross Area2,187 sqft
1st Floor Area1,725 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,700 sqft (0.154 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Patio Area145 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number424-066-023
Street Address704 COVINGTON CT
CityLOS BANOS
StateCA
Zip93635-3088
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionNORTHGATE AT REGENCY PARK II UNIT NO 3 LOT #181
Legal SubdivisionNORTHGATE REGENCY PARK 02
Legal Lot Number181
JurisdictionMERCED CA
Township / Civil DivisionLOS BANOS
Census Block Group2
Census Block2012
Census Tract2305

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address704 COVINGTON CT, LOS BANOS, CA 93635-3088
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2016 · Amount on Record
Deed SaleMar 30, 2016 · Amount on Record
Prior SaleSep 28, 2009 · Amount on Record
Deed Document Number201610214
Prior Transfer DateMar 21, 2016
Prior Transfer Doc0000010215
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address704 COVINGTON CT, LOS BANOS, CA 93635-3088
Transaction TypeMortgage
Record UpdatedApr 21, 2021
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 COVINGTON CT, LOS BANOS, CA 93635-3088

Mortgage

Document Number0000012605
DateMar 22, 2021
Instrument2021012605
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityLos Banos City
Unified School DistrictLos Banos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$319,972 (+2%) Land $66,407 Building $253,565
2025$4,278.00 (+5.97%) Homeowner's exemption$313,699 (+4.04%) Land $65,105 Building $248,594
2023$4,037.00 (+2.31%) Homeowner's exemption$301,520 Land $62,578 Building $238,942
2022$3,946.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOS BANOS
serves 48,896 people · EPA ID CA2410005
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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