702 Covington Ct, Los Banos, CA 93635 Property Records

Merced County property record for 702 Covington Ct, Los Banos, CA 93635

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,264 sqft · built 2006
Lot Size0.156 acres (6,801 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Sep 2012)
Tax Bill$2,550 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jan 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN424-080-028-000

Property Details

APN / Parcel Number

Primary APN424-080-028-000
Alternative APNs
  • 082690028000
  • 424-080-028

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,264 sqft Living Area
Gross Area1,726 sqft
1st Floor Area1,264 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,801 sqft (0.156 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number424-080-028
Street Address702 COVINGTON CT
CityLOS BANOS
StateCA
Zip93635-3088
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionREGENCY PARK ESTATES UNIT NO 5 LOT 266
Legal SubdivisionREGENCY PARK ESTATE
Legal Lot Number266
JurisdictionMERCED CA
Township / Civil DivisionLOS BANOS
Census Block Group2
Census Block2012
Census Tract2305

Owner

702 Covington Ct is owned and occupied by an individual who bought it in September 2012.

Source: Merced County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address702 COVINGTON CT, LOS BANOS, CA 93635-3088
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Jan 19, 2017Deed of Trust, Mortgage · FHA Mortgage
SCENIC OAKS FUNDING
May 11, 2020Deed of Trust, Mortgage · FHA Mortgage
AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2012 · Amount on File
Deed SaleSep 10, 2012 · Amount on File
Prior SaleMay 30, 2012 · Amount on File
Deed Document Number201231881
Prior Transfer DateSep 5, 2012
Prior Transfer Doc0000031882
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address702 COVINGTON CT, LOS BANOS, CA 93635-3088
Transaction TypeMortgage
Record UpdatedOct 29, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 COVINGTON CT, LOS BANOS, CA 93635-3088

Mortgage

Document Number0000044668
DateOct 6, 2021
Instrument2021044668
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address702 COVINGTON CT, LOS BANOS, CA 93635-3088
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCORNER STONE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001908
DateJan 19, 2017
Instrument2017-001908
Lender
NameSCENIC OAKS FUNDING
TypeLending Institution
AddressMODESTO, CA 95350
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2047

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address702 COVINGTON CT, LOS BANOS, CA 93635-3088
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015134
DateMay 11, 2020
Instrument2020015134
Lender
NameAMERIFIRST FINANCIAL INC
TypeMortgage Company
AddressGILBERT, AZ 85297
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 702 Covington Ct was $2,550.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityLos Banos City
Unified School DistrictLos Banos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$150,712 (+2%) Land $16,321 Building $134,391
2025$2,550.00$147,757 Land $16,001 Building $131,756
2023$2,388.00 (+2.89%)$142,022 Land $15,381 Building $126,641
2022$2,321.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 702 Covington Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 702 Covington Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOS BANOS
serves 48,896 people · EPA ID CA2410005
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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