703 Spruce St, Roselle, NJ 07203 Property Records

Union County and Roselle Borough property record for 703 Spruce St, Roselle, NJ 07203

Property Summary

Property Type	Single Family Home
Details	1,328 sqft · built 1910
Lot Size	0.138 acres (5,998 sqft)
Owner	Company Name on File
Last Sale	$470,000 (Oct 2025)
Tax Bill	$10,400 (2025)
Deeds & Mortgages	Mar 2026 Sale Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02201-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`14-02201-0000-00025`
Alternative APNs	`140220100025` `1160`

Interior

Stories	2 Stories
Building Area	1,328 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Stucco
Construction Type	Frame
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Location & Zoning

Account Number	1160
Street Address	703 SPRUCE ST
City	ROSELLE
State	NJ
Zip	07203-2133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	INCL BLK 3576 LOTS 2 3A & 3B
Legal Block	2201
Legal Lot Number	25
Jurisdiction	UNION NJ
Township / Civil Division	ROSELLE
Census Block Group	3
Census Block	3001
Census Tract	34400

Owner

703 Spruce St is owned by a company that bought it in October 2025.

Source: Union County and Roselle Borough records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	4408 14TH AVE, BROOKLYN, NY 11219-2104
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed, Transfer LAKELAND ABSTRACT
Oct 24, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage NORWICH COMMERCIAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2025 · Amount on File
Deed Sale	Oct 24, 2025 · Amount on File
Prior Sale	Jan 8, 2014 · Amount on File
Deed Document Number	202550336
Deed Book / Page	6599 / 54
Prior Transfer Date	Jul 10, 2002
Prior Transfer Doc	0000110705
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Mar 19, 2026
Property Address	703 SPRUCE ST, ROSELLE, NJ 07203-2133
Document Number	0066132331
Book / Page	6613 / 2331
Instrument Date	Feb 12, 2026
Instrument	53530
Transaction Type	Transfer
Record Updated	Apr 6, 2026
Title Company	LAKELAND ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4408 14TH AVE, BROOKLYN, NY 11219-2104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4408 14TH AVE, BROOKLYN, NY 11219-2104

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Oct 24, 2025
Property Address	703 SPRUCE ST, ROSELLE, NJ 07203-2133
Document Number	0065990054
Book / Page	6599 / 54
Instrument Date	Oct 21, 2025
Instrument	50336
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	LAKE ABSTRACT INC, LAKELAND ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,887.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2510 FOUNTAIN BREEZE DR, MISSOURI CITY, TX 77459-4635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 SPRUCE ST, ROSELLE, NJ 07203-2133

Mortgage

Document Number	0000084476
Date	Oct 24, 2025
Instrument	84476

Lender

Name	NORWICH COMMERCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 703 Spruce St was $10,400, up 5.2% from the year before.

Source: Union County and Roselle Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Roselle Borough
Unified School District	Roselle Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,700 (-) Land $58,000 Building $55,700	$113,700 (-) Land $58,000 Building $55,700
2025	$10,400.00 (+5.2%)	$113,700 Land $58,000 Building $55,700	$113,700 Land $58,000 Building $55,700
2024	$9,886.00
2023		$113,700 Land $58,000 Building $55,700	$113,700 Land $58,000 Building $55,700
2022	$9,705.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 703 Spruce St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1978–2025)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 884 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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