701 Spruce St, Roselle, NJ 07203 Property Records

Union County and Roselle Borough property record for 701 Spruce St, Roselle, NJ 07203

Property Summary

Property Type	Single Family Home
Details	1,664 sqft · built 1910
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Oct 2023)
Tax Bill	$9,193 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-02201-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`14-02201-0000-00026`
Alternative APNs	`140220100026` `1159`

Interior

Stories	2 Stories
Building Area	1,664 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	1159
Street Address	701 SPRUCE ST
City	ROSELLE
State	NJ
Zip	07203-2133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	2201
Legal Lot Number	26
Jurisdiction	UNION NJ
Township / Civil Division	ROSELLE
Census Block Group	3
Census Block	3001
Census Tract	34400

Owner

Source: Union County and Roselle Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	701 SPRUCE ST, ROSELLE, NJ 07203-2133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK
Oct 30, 2023	Deed, Transfer MEISTER ABSTRACT CORPORATION, MEISTER ABSTRACT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2023 · Amount on Record
Deed Sale	Oct 30, 2023 · Amount on Record
Prior Sale	Oct 27, 2006 · Amount on Record
Deed Document Number	202333267
Deed Book / Page	6526 / 2629
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	701 SPRUCE ST, ROSELLE, NJ 07203-2133
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	MEISTER ABSTRACT CORP

Transaction

Additional	Lis Pendens

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1340 52ND ST, BROOKLYN, NY 11219-3802

Mortgage

Document Number	0154292363
Date	Oct 30, 2023
Book Page	15429/2363
Instrument	57853

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Oct 30, 2023
Property Address	701 SPRUCE ST, ROSELLE, NJ 07203-2133
Document Number	0065262629
Book / Page	6526 / 2629
Instrument Date	Oct 2, 2023
Instrument	33267
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	MEISTER ABSTRACT CORPORATION, MEISTER ABSTRACT CORP

Transaction

Amount	Amount Recorded
Tax	$3,887.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 DANA CIR, EDISON, NJ 08820-3043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 SPRUCE ST, ROSELLE, NJ 07203-2133

Tax Assessment & Valuation

Source: Union County and Roselle Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Roselle Borough
Unified School District	Roselle Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,500 (-) Land $56,000 Building $44,500	$100,500 (-) Land $56,000 Building $44,500
2025	$9,193.00 (+5.21%)	$100,500 (-) Land $56,000 Building $44,500	$100,500 (-) Land $56,000 Building $44,500
2024	$8,738.00 (+1.87%)
2023		$100,500 (-) Land $56,000 Building $44,500	$100,500 (-) Land $56,000 Building $44,500
2022	$8,578.00	$100,500 Land $56,000 Building $44,500	$100,500 Land $56,000 Building $44,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1978–2025)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 884 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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