710 Spruce St, Roselle, NJ 07203 Property Records

Union County and Roselle Borough property record for 710 Spruce St, Roselle, NJ 07203

Property Summary

Property Type	Single Family Home
Details	1,334 sqft · built 1918
Lot Size	0.069 acres (3,001 sqft)
Owner	Individual on Record
Last Sale	$227,000 (Apr 2017)
Tax Bill	$11,287 (2025)
Deeds & Mortgages	Dec 2018 Loan Modification Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02102-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`14-02102-0000-00022`
Alternative APNs	`140210200022` `1209`

Interior

Stories	2 Stories
Building Area	1,334 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Stucco
Construction Type	Frame
Lot Area	3,001 sqft (0.069 acres)
Lot Dimensions	100 ft deep x 30 ft wide

Location & Zoning

Account Number	1209
Street Address	710 SPRUCE ST
City	ROSELLE
State	NJ
Zip	07203-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	ADDITIONAL LOTS: DEED 285358.
Legal Subdivision	BOROUGH/ROSELLE
Legal Block	2102
Legal Lot Number	22
Jurisdiction	UNION NJ
Township / Civil Division	ROSELLE
Census Block Group	3
Census Block	3002
Census Tract	34400

Owner

Source: Union County and Roselle Borough assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	710 SPRUCE ST, ROSELLE, NJ 07203-2134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Apr 12, 2017	Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2017 · Amount on Record
Deed Sale	Apr 12, 2017 · Amount on Record
Prior Sale	Dec 2, 2016 · Amount on Record
Deed Document Number	2017285358
Prior Transfer Date	Jan 12, 2007
Prior Transfer Doc	0056310308
Record Updated	Sep 20, 2026

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NJ
Property Address	710 SPRUCE ST, ROSELLE, NJ 07203-2134
Document Number	0145262742
Instrument Date	Dec 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SPRUCE ST ROSELLE NJ 07203, ROSELLE, NJ 07203

Mortgage

Document Number	0145262742
Date	Jan 18, 2019
Book Page	014526/002742
Instrument	668269

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 17, 2059

Interest

Rate	4.5%

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Apr 12, 2017
Property Address	710 SPRUCE ST, ROSELLE, NJ 07203-2134
Document Number	0061820791
Book / Page	006182 / 000791
Instrument Date	Apr 7, 2017
Instrument	285358
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 SPRUCE ST ROSELLE NJ 072032134, ROSELLE, NJ 07203-2134

Mortgage

Document Number	142580352
Date	Apr 12, 2017
Book Page	014258/000352
Instrument	639152

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2047

Tax Assessment & Valuation

Source: Union County and Roselle Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Roselle Borough
Unified School District	Roselle Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,400 (-) Land $51,400 Building $72,000	$123,400 (-) Land $51,400 Building $72,000
2025	$11,287.00 (+5.19%)	$123,400 (-) Land $51,400 Building $72,000	$123,400 (-) Land $51,400 Building $72,000
2024	$10,730.00 (+1.87%)
2023		$123,400 Land $51,400 Building $72,000	$123,400 Land $51,400 Building $72,000
2022	$10,533.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1978–2025)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 884 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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