620 Spruce St, Roselle, NJ 07203 Property Records

Union County and Roselle Borough property record for 620 Spruce St, Roselle, NJ 07203

Property Summary

Property Type	Exempt (Full or Partial)
Details	808 sqft · built 1928
Lot Size	0.084 acres (3,668 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jan 2023)
Tax Bill	$9,181 (2024)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02101-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`14-02101-0000-00013`
Alternative APNs	`140210100013` `1063`

Interior

Stories	1 Story
Building Area	808 sqft Gross Area
1st Floor Area	808 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	3,668 sqft (0.084 acres)
Lot Dimensions	110 ft deep x 33 ft wide

Location & Zoning

Account Number	1063
Street Address	620 SPRUCE ST
City	ROSELLE
State	NJ
Zip	07203-2132
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	RA
Legal Description	ADDITIONAL LOTS: DEED 275369.
Legal Block	2101
Legal Lot Number	13
Jurisdiction	UNION NJ
Township / Civil Division	ROSELLE
Census Block Group	3
Census Block	3011
Census Tract	34100

Owner

620 Spruce St is owned by an individual who bought it in January 2023.

Source: Union County and Roselle Borough records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	620 SPRUCE ST, ROSELLE, NJ 07203-2132
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2023 · Amount on File
Deed Sale	Jan 17, 2023 · Amount on File
Prior Sale	Feb 22, 2016 · Amount on File
Deed Document Number	202325976
Deed Book / Page	6496 / 364
Record Updated	Oct 29, 2026

January 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Jan 17, 2023
Property Address	620 SPRUCE ST, ROSELLE, NJ 07203-2132
Document Number	0064960364
Book / Page	6496 / 364
Instrument Date	Dec 20, 2022
Instrument	25976
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	PROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,430.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	255 SW 11TH ST # ST1207, ST1207, MIAMI, FL 33130-4091

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 SPRUCE ST, ROSELLE, NJ 07203-2132

Mortgage

Document Number	0000047741
Date	Jan 17, 2023
Instrument	47741

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Union County and Roselle Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Roselle Borough
Unified School District	Roselle Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,600 (-) Land $52,100 Building $53,500	$105,600 (-) Land $52,100 Building $53,500
2025		$105,600 Land $52,100 Building $53,500	$105,600 Land $52,100 Building $53,500
2024	$9,181.00
2023		$105,600 Land $52,100 Building $53,500	$105,600 Land $52,100 Building $53,500
2022	$9,014.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 620 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1992–2011)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 884 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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