703 E Main St, Decorah, IA 52101 Property Records

Winneshiek County property record for 703 E Main St, Decorah, IA 52101 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1987
Lot Size	0.17 acres (7,410 sqft)
Owner	Individual Name on File
Tax Bill	$3,660 (2024)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111533300200`

Property Details

APN / Parcel Number

Primary APN	`111533300200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Basement Area	1,092 sqft
Finished Basement	675 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,410 sqft (0.17 acres)
Lot Dimensions	130 ft deep x 57 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	703 E MAIN ST
City	DECORAH
State	IA
Zip	52101-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 ATKINS ADDN
Legal Lot Number	4
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	1
Census Block	1080
Census Tract	950200

Owner

Source: Winneshiek County records · APN 111533300200

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	191 PENNY LN, LE ROY, MN 55951-6728
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 08, 2010
Transfer Doc	2010/0775
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	703 E MAIN ST, DECORAH, IA 52101-1911
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/4756
Date	Nov 12, 2020
Book Page	2020/4756
Instrument	2020 4756

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winneshiek County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$221,270 (+13.78%) Land $25,650 Building $195,620	$221,270 (+13.78%) Land $25,650 Building $195,620
2024	$3,660.00 (+4.33%)
2023		$194,470 (+15.52%) Land $25,650 Building $168,820	$194,470 (+15.52%) Land $25,650 Building $168,820
2022	$3,508.00	$168,340 Land $21,380 Building $146,960
2021			$168,340 Land $21,380 Building $146,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winneshiek County (19191C), updated February 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191919502001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Nearby Flood Policies	24 in force 17 of 24 on primary residences
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016, other causes, Severe Storms, Straight-line Winds, And Flooding
Flood Events	Severe Storms, Straight-line Winds, And Flooding (Aug 2016), 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.