708 E Main St, Decorah, IA 52101 Property Records

Winneshiek County property record for 708 E Main St, Decorah, IA 52101

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,447 sqft · built 1915
Lot Size0.132 acres (5,757 sqft)
Owner2 Individual Names on Record
Tax Bill$2,252 (2024)
Deeds & MortgagesApr 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN111533100600

Property Details

APN / Parcel Number

Primary APN111533100600

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,447 sqft Living Area
1st Floor Area948 sqft
Basement Area948 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1915
Exterior MaterialStucco
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,757 sqft (0.132 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area72 sqft
Patio Area187 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address708 E MAIN ST
CityDECORAH
StateIA
Zip52101-1912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 2 EXC W 82' NE SW
JurisdictionWINNESHIEK IA
Township / Civil DivisionDECORAH
Census Block Group1
Census Block1076
Census Tract950200

Owner

Source: Winneshiek County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address708 E MAIN ST, DECORAH, IA 52101-1912
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 1989
Deed SaleDec 1, 1989
Deed Document Number0000039624
Record UpdatedJun 8, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address708 E MAIN ST, DECORAH, IA 52101-1912
Transaction TypeMortgage
Record UpdatedApr 19, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017 0938
DateApr 5, 2017
Book Page2017/0938
Instrument2017 0938
Lender
NameBANK OF THE WEST
TypeBank
AddressDECORAH, IA 52101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 3, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityDecorah City
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$173,620 (+14.22%) Land $24,340 Building $149,280$173,620 (+14.22%) Land $24,340 Building $149,280
2024$2,252.00 (-9.56%)
2023$152,010 (+15.39%) Land $24,340 Building $127,670$152,010 (+15.39%) Land $24,340 Building $127,670
2022$2,490.00 Homeowner's exemption$131,740 Land $20,280 Building $111,460
2021$131,740 Land $20,280 Building $111,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims4 (2016)
Claims Outside the SFHA3 of 4
Most Recent ClaimAug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECORAH WATER DEPARTMENT
serves 7,615 people · EPA ID IA9630012
Water SourceGroundwater
Last State InspectionJun 2024
Lead9 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Nextlink
Fixed Wireless
100 / 20

May also be available: GigFire.

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