Winneshiek County property record for 609 E Main St, Decorah, IA 52101 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,750 sqft · built 1900 |
| Lot Size | 0.151 acres (6,588 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Jul 2022) |
| Tax Bill | $3,422 (2024) |
| Deeds & Mortgages | Oct 2019 Refinance Apr 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 111531600500 |
| Primary APN | 111531600500 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,750 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Basement Area | 1,022 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,588 sqft (0.151 acres) |
| Lot Dimensions | 122 ft deep x 54 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 258 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Water Source | Commercial |
| Street Address | 609 E MAIN ST |
|---|---|
| City | DECORAH |
| State | IA |
| Zip | 52101-1909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK 40 ORIG DECORAH |
| Legal Block | 40 |
| Legal Lot Number | 1 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | DECORAH |
| Census Block Group | 1 |
| Census Block | 1081 |
| Census Tract | 950200 |
Source: Winneshiek County records · APN 111531600500
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2015 WASHOE ST, SOUTH LAKE TAHOE, CA 96150-5289 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance LUANA SAVINGS BANK |
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LUANNA SAVINGS BANK |
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LUANNA SAVINGS BANK |
| Jul 05, 2022 | Warranty Deed, Transfer · Conventional Mortgage DECORAH BANK & TRUST CO |
| Aug 23, 2018 | Warranty Deed, Transfer LUANA SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 05, 2022 · Amount on Record |
| Deed Sale | Jul 05, 2022 · Amount on Record |
| Prior Sale | Aug 23, 2018 · Amount on Record |
| Deed Document Number | 2022 2118 |
| Deed Book / Page | 2022 / 2118 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 609 E MAIN ST, DECORAH, IA 52101-1909 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02019/3148 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 2019/3148 |
| Instrument | 3148 |
| Name | LUANA SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 609 E MAIN ST, DECORAH, IA 52101-1909 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02020/1322 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 2020/1322 |
| Instrument | 2020 1322 |
| Name | LUANNA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 609 E MAIN ST, DECORAH, IA 52101-1909 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02021/1913 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 2021/1913 |
| Instrument | 2021 1913 |
| Name | LUANNA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Recording Date | Jul 05, 2022 |
| Property Address | 609 E MAIN ST, DECORAH, IA 52101-1909 |
| Document Number | 02022/2118 |
| Book / Page | 2022 / 2118 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 2022 2118 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $359.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2015 WASHOE ST, SOUTH LAKE TAHOE, CA 96150-5289 |
| Document Number | 02022/2119 |
|---|---|
| Date | Jul 05, 2022 |
| Book Page | 2022/2119 |
| Instrument | 2022 2119 |
| Name | DECORAH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Recording Date | Aug 23, 2018 |
| Property Address | 609 E MAIN ST, DECORAH, IA 52101-1909 |
| Document Number | 2018/2441 |
| Book / Page | 2018 / 2441 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 000000002441 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 609 E MAIN ST, DECORAH, IA 52101-1909 |
| Document Number | 0000002018/0000002442 |
|---|---|
| Date | Aug 23, 2018 |
| Book Page | 0000002018/0000002442 |
| Instrument | 000000002442 |
| Name | LUANA SAVINGS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 233 Months |
| Due | Jan 01, 2038 |
Source: Winneshiek County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Municipality | Decorah City |
| Unified School District | Decorah Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $210,910 (+16%) Land $23,810 Building $187,100 | $210,910 (+16%) Land $23,810 Building $187,100 | |
| 2024 | $3,422.00 (+18.16%) | ||
| 2023 | $181,820 (+22.96%) Land $23,810 Building $158,010 | $181,820 (+22.96%) Land $23,810 Building $158,010 | |
| 2022 | $2,896.00 Homeowner's exemption | $147,870 Land $19,850 Building $128,020 | |
| 2021 | $147,870 Land $19,850 Building $128,020 |
Source: FEMA National Flood Hazard Layer, Winneshiek County (19191C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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