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610 E Main St, Decorah, IA 52101 Property Records

Winneshiek County property record for 610 E Main St, Decorah, IA 52101 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 4 ba · 2,176 sqft · built 1910
Lot Size0.149 acres (6,519 sqft)
OwnerIndividual Name on File
Last Sale$219,500 (Sep 2018)
Tax Bill$4,466 (2024)
Deeds & MortgagesMay 2018 Line of Credit
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN111531100900

Property Details

APN / Parcel Number

Primary APN111531100900

Interior

Bedrooms2 Beds
Full Baths4 Baths
Half Baths3 Half Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,176 sqft Living Area
1st Floor Area616 sqft
Basement Area616 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Exterior MaterialWood Siding
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,519 sqft (0.149 acres)
Lot Dimensions123 ft deep x 53 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address610 E MAIN ST
CityDECORAH
StateIA
Zip52101-1910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY/MUNI/TWP:DECORAH SEC/TWN/RNG/MER:SEC 15 TWN 98N RNG 08W MAP REF:PM 111531100900
JurisdictionWINNESHIEK IA
Township / Civil DivisionDECORAH
Census Block Group1
Census Block1075
Census Tract950200

Owner

Source: Winneshiek County records · APN 111531100900

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2018Deed of Trust, Mortgage · Line of Credit
DECORAH BANK & TRUST COMPANY
Apr 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
WAUKON STATE BANK
Mar 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
WAUKON STATE BANK
Sep 24, 2018Warranty Deed, Transfer
NORTHEAST SECURITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 24, 2018 · Amount on Record
Deed SaleSep 24, 2018 · Amount on Record
Prior SaleSep 24, 2010 · Amount on Record
Deed Document Number000000002739
Deed Book / Page2018 / 2739
Record UpdatedJun 08, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address610 E MAIN ST, DECORAH, IA 52101-1910
Transaction TypeMortgage
Record UpdatedNov 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000001534
DateMay 29, 2018
Book Page0000002018/0000001534
Instrument000000001534
Lender
NameDECORAH BANK & TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Term116 Months
DueJan 01, 2028

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address610 E MAIN ST, DECORAH, IA 52101-1910
Transaction TypeMortgage
Record UpdatedNov 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02021/1722
DateApr 23, 2021
Book Page2021/1722
Instrument2021 1722
Lender
NameWAUKON STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address610 E MAIN ST, DECORAH, IA 52101-1910
Transaction TypeMortgage
Record UpdatedNov 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02021/1231
DateMar 23, 2021
Book Page2021/1231
Instrument2021 1231
Lender
NameWAUKON STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051
Interest
Rate TypeFixed Rate

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNESHIEK IA
Recording DateSep 24, 2018
Property Address610 E MAIN ST, DECORAH, IA 52101-1910
Document Number02018/2739
Book / Page2018 / 2739
Instrument DateSep 15, 2018
Instrument000000002739
Transaction TypeTransfer
Record UpdatedNov 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address610 E MAIN ST, DECORAH, IA 52101-1910

Mortgage

Document Number0000002018/0000002740
DateSep 24, 2018
Book Page0000002018/0000002740
Instrument000000002740
Lender
NameNORTHEAST SECURITY BANK
TypeBank
Agreement
AmountAmount Recorded
Term352 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Winneshiek County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityDecorah City
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$282,000 (+13.93%) Land $23,370 Building $258,630$282,000 (+13.93%) Land $23,370 Building $258,630
2024$4,466.00 (+4.35%)
2023$247,520 (+15.52%) Land $23,370 Building $224,150$247,520 (+15.52%) Land $23,370 Building $224,150
2022$4,280.00$214,260 Land $19,480 Building $194,780
2021$214,260 Land $19,480 Building $194,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winneshiek County (19191C), updated February 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191919502001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance CostPremium on Record
median of 24 individual NFIP policies nearby
Nearby Flood Policies24 in force
17 of 24 on primary residences
Nearby Flood Claims4 (2016)
Claims Outside the SFHA3 of 4
Most Recent ClaimAug 2016, other causes, Severe Storms, Straight-line Winds, And Flooding
Flood Events
  • Severe Storms, Straight-line Winds, And Flooding (Aug 2016), 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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