St. Louis County property record for 703 3rd St S, Virginia, MN 55792
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 4 bd · 2 ba · 1,602 sqft · built 1978 |
| Lot Size | 0.068 acres (2,999 sqft) |
| Owner | Company Name on Record |
| Last Sale | $100,000 (May 2022) |
| Tax Bill | $4,110 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-0010-10290 |
| Primary APN | 090-0010-10290 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,602 sqft Gross Area |
| 1st Floor Area | 880 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 2,999 sqft (0.068 acres) |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1130256 |
|---|---|
| Street Address | 703 3RD ST S |
| City | VIRGINIA |
| State | MN |
| Zip | 55792-3007 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | LOT: 0031 BLOCK:040 SERIAL # |
| Legal Subdivision | VIRGINIA |
| Legal Block | 40 |
| Legal Lot Number | 31 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | VIRGINIA |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 13200 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7498 HIGHWAY 2, SAGINAW, MN 55779-9685 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · Commercial Mortgage NORTHEAST ENTREPRENEUR FUND INC |
| Apr 7, 2023 | Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU |
| May 13, 2022 | Warranty Deed, Transfer · Commercial Mortgage NATIONAL BANK OF COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2022 · Amount on Record |
| Deed Sale | May 13, 2022 · Amount on Record |
| Deed Document Number | 20221442993 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 703 3RD ST S, VIRGINIA, MN 55792-3007 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001528167 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 1528167 |
| Name | NORTHEAST ENTREPRENEUR FUND INC |
|---|---|
| Type | Non-Lending Institution |
| Address | DULUTH, MN 55802 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Feb 13, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 703 3RD ST S, VIRGINIA, MN 55792-3007 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7498 HIGHWAY 2, SAGINAW, MN 55779-9685 |
| Document Number | 0001464568 |
|---|---|
| Date | Apr 7, 2023 |
| Instrument | 1464568 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 13, 2022 |
| Property Address | 703 3RD ST S, VIRGINIA, MN 55792-3007 |
| Document Number | 0001442993 |
| Instrument Date | May 3, 2022 |
| Instrument | 1442993 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Title Company | MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7498 HIGHWAY 2, SAGINAW, MN 55779-9685 |
| Document Number | 0001442994 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 1442994 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Virginia City |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,110.00 (+11.2%) | ||
| 2025 | $3,696.00 (+20.63%) | $157,700 (+10.9%) Land $3,300 Building $154,400 | $157,700 (+10.9%) Land $3,300 Building $154,400 |
| 2024 | $3,064.00 | $142,200 (+47.66%) Land $2,800 Building $139,400 | $142,200 (+47.66%) Land $2,800 Building $139,400 |
| 2022 | $96,300 Land $2,500 Building $93,800 | $96,300 Land $2,500 Building $93,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Virginia serves 8,361 people · EPA ID MN1690046 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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