St. Louis County property record for 709 3rd St S, Virginia, MN 55792
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.25 ba · 1,080 sqft · built 1910 |
| Lot Size | 0.137 acres (5,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $35,000 (Aug 2022) |
| Tax Bill | $1,606 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-0010-10250 |
| Primary APN | 090-0010-10250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Gross Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 173 sqft |
| Finished Basement | 173 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Bungalow |
| Exterior Material | Other |
| Construction Type | Frame |
| Lot Area | 5,999 sqft (0.137 acres) |
| Garage Area | 240 sqft |
| Porch | Porch |
| Porch Area | 240 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1136055 |
|---|---|
| Street Address | 709 3RD ST S |
| City | VIRGINIA |
| State | MN |
| Zip | 55792-3007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E1/2 OF LOT 25 AND ALL OF LOTS 26, 27 AND 28,BLOCK 40 SERIAL # |
| Legal Subdivision | VIRGINIA |
| Legal Block | 40 |
| Legal Lot Number | 25-27 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | VIRGINIA |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 13200 |
Source: St. Louis County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 709 3RD ST S, VIRGINIA, MN 55792-3007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CHILDRENS FINANCIAL |
| Aug 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage NORTHRIDGE COMMUNITY CU |
| Jun 27, 2018 | Warranty Deed, Transfer NORTHEAST TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2022 · Amount on Record |
| Deed Sale | Aug 29, 2022 · Amount on Record |
| Prior Sale | Jul 22, 2021 · Amount on Record |
| Deed Document Number | 20221450835 |
| Prior Transfer Date | Aug 22, 2022 |
| Prior Transfer Doc | 0001450835 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 24, 2026 |
| Property Address | 709 3RD ST S, VIRGINIA, MN 55792-3007 |
| Document Number | 0001534850 |
| Instrument Date | May 26, 2026 |
| Instrument | 20261534850 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 709 3RD ST S, VIRGINIA, MN 55792-3007 |
| Document Number | 0001534850, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 20261534850 |
| Name | FIRST CHILDRENS FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Jun 15, 2032 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 29, 2022 |
| Property Address | 709 3RD ST S, VIRGINIA, MN 55792-3007 |
| Document Number | 0001450835 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 1450835 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2022 |
| Title Company | MG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115.50 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 709 3RD ST S, VIRGINIA, MN 55792-3007 |
| Document Number | 0001450836 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 1450836 |
| Name | NORTHRIDGE COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 16, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 27, 2018 |
| Property Address | 709 3RD ST S, VIRGINIA, MN 55792-3007 |
| Document Number | 00A1335375 |
| Instrument Date | Jun 21, 2018 |
| Instrument | A1335375 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2018 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $99.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7774 MATTILA RD VIRGINIA MN 557928046, VIRGINIA, MN 55792-8046 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Virginia City |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,606.00 (+15.87%) Homeowner's exemption | ||
| 2025 | $1,386.00 (+8.96%) Homeowner's exemption | $110,900 (+11.23%) Land $11,600 Building $99,300 | $110,900 (+11.23%) Land $11,600 Building $99,300 |
| 2024 | $1,272.00 | $99,700 (+26.04%) Land $10,000 Building $89,700 | $99,700 (+26.04%) Land $10,000 Building $89,700 |
| 2022 | $79,100 Land $8,800 Building $70,300 | $79,100 Land $8,800 Building $70,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Virginia serves 8,361 people · EPA ID MN1690046 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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