St. Louis County property record for 632 3rd St S, Virginia, MN 55792
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,728 sqft · built 1910 |
| Lot Size | 0.068 acres (3,002 sqft) |
| Owner | Individual Name on File |
| Last Sale | $33,000 (Feb 2013) |
| Tax Bill | $2,340 (2026) |
| Deeds & Mortgages | Dec 2022 Line of Credit Apr 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-0010-14190 |
| Primary APN | 090-0010-14190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Gross Area |
| 1st Floor Area | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 3,002 sqft (0.068 acres) |
| Garage Area | 960 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 120 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 946171 |
|---|---|
| Street Address | 632 3RD ST S |
| City | VIRGINIA |
| State | MN |
| Zip | 55792-3006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16, BLOCK 52 SERIAL # |
| Legal Subdivision | VIRGINIA |
| Legal Block | 52 |
| Legal Lot Number | 16 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | VIRGINIA |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 13200 |
632 3rd St S is owned and occupied by an individual who acquired it in April 2019.
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 632 3RD ST S, VIRGINIA, MN 55792-3006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2022 | Deed of Trust, Mortgage · Line of Credit THE MINERS NATIONAL BANK OF EVELETH |
| Apr 22, 2022 | Deed of Trust, Mortgage · Line of Credit THE MINERS NATIONAL BANK OF EVELETH |
| Aug 30, 2019 | Deed of Trust, Mortgage · Line of Credit MINERS NAT'L BK/EVELETH |
| Apr 17, 2019 | Quit Claim Deed, Transfer NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO |
| Mar 7, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage MINERS NAT'L BK/EVELETH |
| Oct 17, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage MINERS NAT'L BK/EVELETH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2013 · Amount on File |
| Deed Sale | Feb 11, 2013 · Amount on File |
| Prior Sale | Nov 29, 2011 · Amount on File |
| Deed Document Number | 20131207349 |
| Last Transfer Date | Apr 16, 2019 |
| Transfer Doc | 0001353224 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 632 3RD ST S, VIRGINIA, MN 55792-3006 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001459319 |
|---|---|
| Date | Dec 28, 2022 |
| Instrument | 1459319 |
| Name | THE MINERS NATIONAL BANK OF EVELETH |
|---|---|
| Type | Bank |
| Address | EVELETH, MN 55734 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 13, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 632 3RD ST S, VIRGINIA, MN 55792-3006 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001441692 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 1441692 |
| Name | THE MINERS NATIONAL BANK OF EVELETH |
|---|---|
| Type | Bank |
| Address | EVELETH, MN 55734 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 11, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 632 3RD ST S, VIRGINIA, MN 55792-3006 |
| Document Number | 00A1363173 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 632 3RD ST S VIRGINIA MN 557923006, VIRGINIA, MN 55792-3006 |
| Document Number | 00A1363173 |
|---|---|
| Date | Sep 12, 2019 |
| Instrument | A1363173 |
| Name | MINERS NAT'L BK/EVELETH |
|---|---|
| Type | Bank |
| Address | EVELETH, MN 55734 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 11, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 17, 2019 |
| Property Address | 632 3RD ST S, VIRGINIA, MN 55792-3006 |
| Document Number | 0001353224 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 1353224 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2019 |
| Title Company | NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $1.65 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 632 3RD ST S VIRGINIA MN 557923006, VIRGINIA, MN 55792-3006 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 7, 2017 |
| Property Address | 632 3RD ST S, VIRGINIA, MN 55792-3006 |
| Instrument Date | Feb 24, 2017 |
| Instrument | A1305362 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 20, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 632 3RD ST S VIRGINIA MN 557923006, VIRGINIA, MN 55792-3006 |
| Document Number | 00A1305362 |
|---|---|
| Date | Mar 7, 2017 |
| Instrument | A1305362 |
| Name | MINERS NAT'L BK/EVELETH |
|---|---|
| Type | Bank |
| Address | EVELETH, MN 55734 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 6, 2018 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 17, 2017 |
| Property Address | 632 3RD ST S, VIRGINIA, MN 55792-3006 |
| Instrument Date | Feb 24, 2017 |
| Instrument | A1320156 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 3, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 632 3RD ST S VIRGINIA MN 557923006, VIRGINIA, MN 55792-3006 |
| Document Number | 00A1320156 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | A1320156 |
| Name | MINERS NAT'L BK/EVELETH |
|---|---|
| Type | Bank |
| Address | EVELETH, MN 55734 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 16, 2018 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
The 2026 property tax bill for 632 3rd St S was $2,340 with a homeowner's exemption, up 16.7% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Virginia City |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,340.00 (+16.65%) Homeowner's exemption | ||
| 2025 | $2,006.00 (+6.14%) Homeowner's exemption | $164,200 (+10.95%) Land $3,300 Building $160,900 | $164,200 (+10.95%) Land $3,300 Building $160,900 |
| 2024 | $1,890.00 | $148,000 Land $2,800 Building $145,200 | $148,000 Land $2,800 Building $145,200 |
| 2022 | $114,700 Land $2,500 Building $112,200 | $114,700 Land $2,500 Building $112,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 632 3rd St S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 632 3rd St S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Virginia serves 8,361 people · EPA ID MN1690046 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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