628 3rd St S, Virginia, MN 55792 Property Records

St. Louis County property record for 628 3rd St S, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,105 sqft · built 1910
Lot Size	0.137 acres (6,004 sqft)
Owner	Company Name on Record
Last Sale	$75,000 (Jul 2026)
Tax Bill	$1,402 (2026)
Deeds & Mortgages	Oct 2026 Transfer Jul 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-0010-14160`

Property Details

APN / Parcel Number

Primary APN	`090-0010-14160`
Alternative APN	`1007810`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,105 sqft Gross Area
1st Floor Area	806 sqft
Basement Area	403 sqft
Finished Basement	403 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Metal
Construction Type	Frame
Lot Area	6,004 sqft (0.137 acres)

Exterior Amenities

Porch	Porch
Porch Area	138 sqft
Deck Area	32 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1007810
Street Address	628 3RD ST S
City	VIRGINIA
State	MN
Zip	55792-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 13 AND 14 SERIAL #
Legal Subdivision	VIRGINIA
Legal Block	52
Legal Lot Number	13-14
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	4
Census Block	4007
Census Tract	13200

Owner

Source: St. Louis County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4981 HERMANTOWN RD, HERMANTOWN, MN 55811-1744
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 29, 2026	Warranty Deed, Transfer SELLMAN TITLE COMPANY, SELLMAN TITLE
Dec 17, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Prior Sale	Apr 27, 2016 · Amount on Record
Deed Document Number	20261537244
Last Transfer Date	Oct 5, 2026
Transfer Doc	0001541855
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 6, 2026
Property Address	628 3RD ST S, VIRGINIA, MN 55792-3006
Document Number	0001541855
Instrument Date	Oct 5, 2026
Instrument	20261541855
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	4981 HERMANTOWN RD, HERMANTOWN, MN 55811-1744

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 29, 2026
Property Address	628 3RD ST S, VIRGINIA, MN 55792-3006
Document Number	0001537244
Instrument Date	Jul 20, 2026
Instrument	20261537244
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	SELLMAN TITLE COMPANY, SELLMAN TITLE

Transaction

Amount	Amount Recorded
Tax	$24,997.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4981 HERMANTOWN RD, HERMANTOWN, MN 55811-1744

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	628 3RD ST S, VIRGINIA, MN 55792-3006
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001433045
Date	Dec 17, 2021
Instrument	1433045

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jan 5, 2032

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,402.00 (+12.88%) Homeowner's exemption
2025	$1,242.00 (+4.9%) Homeowner's exemption	$109,800 (+10.91%) Land $6,600 Building $103,200	$109,800 (+10.91%) Land $6,600 Building $103,200
2024	$1,184.00	$99,000 (+24.22%) Land $5,700 Building $93,300	$99,000 (+24.22%) Land $5,700 Building $93,300
2022		$79,700 Land $5,100 Building $74,600	$79,700 Land $5,100 Building $74,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	2,000 / 1,000
CTC Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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