7008 195th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 7008 195th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 1997
Lot Size	0.2 acres (8,692 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jun 2012)
Tax Bill	$4,623 (2026)
Deeds & Mortgages	May 2021 Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`602152-0-230`

Property Details

APN / Parcel Number

Primary APN	`602152-0-230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,428 sqft Living Area
Gross Area	1,896 sqft
1st Floor Area	492 sqft
Upper Floors Area	932 sqft
Basement Area	492 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2003
Architectural Style	Split Foyer
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,692 sqft (0.2 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,076 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7008 195TH ST E
City	SPANAWAY
State	WA
Zip	98387-5054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 22 CRESCENT RIDGE L 23 EASE OF REC OUT OF 245510-001-0 TO 080-0 SEG G0698 MD 03/23/95MD
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	CRESCENT RIDGE
Legal Lot Number	23
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3007
Census Tract	73128

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7008 195TH ST E, SPANAWAY, WA 98387-5054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Sep 19, 2018	Deed of Trust, Mortgage · Line of Credit HARBORSTONE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2012 · Amount on Record
Deed Sale	Jun 15, 2012 · Amount on Record
Prior Sale	Jan 25, 2012 · Amount on Record
Deed Document Number	2012982
Prior Transfer Date	Mar 6, 2012
Prior Transfer Doc	0000000487
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7008 195TH ST E, SPANAWAY, WA 98387-5054
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005110642
Date	May 11, 2021
Instrument	202105110642

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7008 195TH ST E, SPANAWAY, WA 98387-5054
Document Number	1809240154
Instrument Date	Sep 19, 2018
Transaction Type	Mortgage
Record Updated	Oct 9, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7008 195TH ST E SPANAWAY WA 983875054, SPANAWAY, WA 98387-5054

Mortgage

Document Number	1809240154
Date	Sep 24, 2018
Instrument	201809240154

Lender

Name	HARBORSTONE CU
Type	Credit Union
Address	TACOMA, WA 98438-0207

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 23, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,623.00 (+3.93%)	$409,100 (+7.35%) Land $173,500 Building $235,600	$409,100 (+7.35%) Land $173,500 Building $235,600
2025	$4,448.00 (-1.09%)
2024	$4,497.00 (-0.97%)	$381,100 (-3.35%) Land $171,000 Building $210,100	$381,100 (-3.35%) Land $171,000 Building $210,100
2023	$4,541.00	$394,300 Land $157,600 Building $236,700	$394,300 Land $157,600 Building $236,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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