702 E Macphail Rd, Bel Air, MD 21014 Property Records

Harford County property record for 702 E Macphail Rd, Bel Air, MD 21014 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 1971
Square Footage1,246 sqft Total Area
Lot Size14,620 sqft (0.336 acres)
GarageAttached, 264 sqft
OccupancyOwner Occupied
Last Sale$270,000 (2017)
Tax Bill$2,747.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-022390
Alternative APNs
  • 3022390
  • 022390

Interior

Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,246 sqft Total Area
Basement Area450 sqft Basement
Finished Basement450 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialAsbestos Exterior
Roof MaterialComposition Shingle Roof
Lot Area14,620 sqft (0.336 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area264 sqft Garage
Deck Area240 sqft Deck

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number022390
Street Address702 E MACPHAIL RD
CityBEL AIR
StateMD
Zip21014-4415
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 23 14620 SF 702 E MAC PHAIL ROAD HOMESTEAD VLG S5 P 22/35
Legal SubdivisionHOMESTEAD 02 SEC 05
Legal PhaseAIL
Legal BlockK
Legal Lot Number23
JurisdictionHARFORD MD
Minor Civil Division3, BEL AIR
Census Blockgroup1
Census Block1015
Census Tract303900

Owner

Source: Harford County records · APN 03-022390

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address702 E MACPHAIL RD, BEL AIR, MD 21014-4415
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
CONTOUR MORTGAGE CORP
Sep 15, 2017Deed, Transfer · Conventional Mortgage
PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 15, 2017 · Amount on Record
Deed SaleSep 15, 2017 · Amount on Record
Prior SaleMar 06, 1998 · Amount on Record
Deed Doc Number201712512-0281
Deed Book / Page12512 / 281
Record RefreshedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address702 E MACPHAIL RD, BEL AIR, MD 21014-4415
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyCOMMUNITY STLMT GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0141490381
DateOct 01, 2020
Book Page14149/381
Lender
NameCONTOUR MORTGAGE CORP
TypeMortgage Company
AddressGARDEN CITY, NY 11530
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateSep 15, 2017
Property Address702 E MACPHAIL RD, BEL AIR, MD 21014-4415
Document Number0125120281
Book / Page12512 / 0281
Map ReferenceMB22 FO35
Instrument DateAug 25, 2017
Instrument12512-0281
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyAMERICAN LAND TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address702 E MACPHAIL RD, BEL AIR, MD 21014-4415

Mortgage

Document Number125120287
DateSep 15, 2017
Instrument12512-0287
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
MunicipalityBel Air Town
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$313,233 (+13.72%)$332,300 (+9.42%) Land $101,300 Building $231,000
2025$2,747.00 (+10.32%) Homeowner's exemption
2023$275,433$303,700 Land $101,300 Building $202,400
2022$2,490.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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