Harford County property record for 616 E Macphail Rd, Bel Air, MD 21014 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1971 |
| Square Footage | 1,899 sqft Total Area |
| Lot Size | 12,025 sqft (0.276 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $445,000 (2024) |
| Tax Bill | $3,349.00 (2025) |
| Primary APN | 03-006026 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,899 sqft Total Area |
| Basement Area | 465 sqft Basement |
| Finished Basement | 465 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,025 sqft (0.276 acres) |
| Depth X Width | 130 ft x 95 ft Depth x Width |
| Patio Area | 224 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 24 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 006026 |
|---|---|
| Street Address | 616 E MACPHAIL RD |
| City | BEL AIR |
| State | MD |
| Zip | 21014-4414 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 12 BK J 87/95X130 616 E MAC PHAIL ROAD HOMESTEAD VILG S5 P22/34 |
| Legal Subdivision | HOMESTEAD VILLAGE |
| Legal Phase | AIL |
| Legal Block | J |
| Legal Lot Number | 12 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 3, BEL AIR |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 303900 |
Source: Harford County records · APN 03-006026
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 616 E MACPHAIL RD, BEL AIR, MD 21014-4414 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage NAVY FEDERAL CREDIT UNION |
| Dec 09, 2020 | Deed, Transfer · Conventional Mortgage MERIDIAN BANK |
| Aug 26, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage USAA |
| Dec 22, 2017 | Grant Deed, Transfer · Veterans Administration Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 15, 2024 · Amount on Record |
| Deed Sale | May 15, 2024 · Amount on Record |
| Prior Sale | Dec 09, 2020 · Amount on Record |
| Deed Book / Page | 16262 / 259 |
| Transfer Doc | 0000000312 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 10, 2026 |
| Property Address | 616 E MACPHAIL RD, BEL AIR, MD 21014-4414 |
| Document Number | 1707000410 |
| Book / Page | 17077 / 410 |
| Instrument Date | Mar 30, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NAVY FEDERAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 616 E MACPHAIL RD, BEL AIR, MD 21014-4414 |
| Investor | Possibly a Property Investor |
| Document Number | 1707000410, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 17077/410 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 09, 2020 |
| Property Address | 616 E MACPHAIL RD, BEL AIR, MD 21014-4414 |
| Document Number | 0143220359 |
| Book / Page | 14322 / 359 |
| Map Reference | MB CGH 22 FO 34 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | GUARNATEED TRUST TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 616 E MACPHAIL RD, BEL AIR, MD 21014-4414 |
| Document Number | 0014322365 |
|---|---|
| Date | Dec 09, 2020 |
| Instrument | 14322/365 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 616 E MACPHAIL RD, BEL AIR, MD 21014-4414 |
| Document Number | 0134470064 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2019 |
| Title Company | MID-ATLANTIC SETTLEMENT SERVICES, MID-ATLANTIC SETTLEMENT SVC |
| Name | Verified Name |
|---|---|
| Address | 616 E MACPHAIL RD BEL AIR MD 210144414, BEL AIR, MD 21014-4414 |
| Document Number | 0134470064 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 013447/000064 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 10750 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 22, 2017 |
| Property Address | 616 E MACPHAIL RD, BEL AIR, MD 21014-4414 |
| Document Number | 0126490209 |
| Book / Page | 012649 / 000209 |
| Instrument Date | Nov 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 616 E MACPHAIL RD BEL AIR MD 210144414, BEL AIR, MD 21014-4414 |
| Document Number | 126490216 |
|---|---|
| Date | Dec 22, 2017 |
| Book Page | 012649/000216 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 21, 2047 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Bel Air Town |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $383,833 (+2.16%) | $400,100 (+6.49%) Land $100,800 Building $299,300 | |
| 2025 | $3,349.00 (+16.08%) | $375,700 (+14.88%) Land $100,800 Building $274,900 | $375,700 (-) Land $100,800 Building $274,900 |
| 2023 | $327,033 | $375,700 Land $100,800 Building $274,900 | |
| 2022 | $2,885.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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