Harford County property record for 704 E Macphail Rd, Bel Air, MD 21014 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1972 |
| Square Footage | 1,136 sqft Total Area |
| Lot Size | 16,404 sqft (0.377 acres) |
| Garage | Attached, 416 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $435,000 (2025) |
| Tax Bill | $3,084.00 (2025) |
| Primary APN | 03-025977 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,136 sqft Total Area |
| Basement Area | 852 sqft Basement |
| Finished Basement | 852 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 16,404 sqft (0.377 acres) |
| Depth X Width | 175 ft x 98 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 416 sqft Garage |
| Patio Area | 460 sqft Patio |
| Porch Area | 200 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 025977 |
|---|---|
| Street Address | 704 E MACPHAIL RD |
| City | BEL AIR |
| State | MD |
| Zip | 21014-4415 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 22 BK K 87/98X175 704 E MAC PHAIL ROAD HOMESTEAD VLG S5 P 22/35 |
| Legal Subdivision | PLAT 2 SECTION 5 HOMESTEAD VILLAGE |
| Legal Phase | AIL |
| Legal Block | K |
| Legal Lot Number | 22 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 3, BEL AIR |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 303900 |
Source: Harford County records · APN 03-025977
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 704 E MACPHAIL RD, BEL AIR, MD 21014-4415 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 21, 2018 | Deed of Trust, Mortgage · Closed End Mortgage THE JOHNS HOPKINS FCU |
| Apr 30, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND |
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 25, 2019 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 28, 2025 · Amount on Record |
| Deed Sale | Jan 28, 2025 · Amount on Record |
| Prior Sale | Jun 25, 2019 · Amount on Record |
| Prior Transfer Date | Oct 25, 2012 |
| Prior Transfer Doc | 0099780370 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 704 E MACPHAIL RD, BEL AIR, MD 21014-4415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0128700084 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 12870/0084 |
| Name | THE JOHNS HOPKINS FCU |
|---|---|
| Type | Credit Union |
| Address | BALTIMORE, MD 21205 |
| Type | Closed End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 30, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 704 E MACPHAIL RD, BEL AIR, MD 21014-4415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0138240186 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 13824/186 |
| Name | FIRST FINANCIAL FCU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 29, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 704 E MACPHAIL RD, BEL AIR, MD 21014-4415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | GETZ TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0151470046 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 15147/46 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 25, 2019 |
| Property Address | 704 E MACPHAIL RD, BEL AIR, MD 21014-4415 |
| Document Number | 0133240417 |
| Book / Page | 13324 / 0417 |
| Map Reference | MB 22 FO 35 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | GETZ TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0013324423 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 13324/423 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Bel Air Town |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $361,300 (+5.83%) | $401,100 (+17.49%) Land $101,600 Building $299,500 | |
| 2025 | $3,084.00 (+12.35%) | $341,400 (+11.64%) Land $101,600 Building $239,800 | $341,400 (-) Land $101,600 Building $239,800 |
| 2023 | $305,800 | $341,400 Land $101,600 Building $239,800 | |
| 2022 | $2,745.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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