620 E Macphail Rd, Bel Air, MD 21014 Property Records

Harford County property record for 620 E Macphail Rd, Bel Air, MD 21014 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1.5 Baths
Year Built	Built 1971
Square Footage	1,640 sqft Total Area
Lot Size	16,083 sqft (0.369 acres)
Garage	Attached, 288 sqft
Occupancy	Owner Occupied
Last Sale	$248,900 (2004)
Tax Bill	$2,822.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-013030`
Alternative APNs	`3013030` `013030`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,640 sqft Total Area
Basement Area	500 sqft Basement
Finished Basement	500 sqft Finished
Stories	2 Stories

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Asbestos Exterior
Roof Material	Composition Shingle Roof
Lot Area	16,083 sqft (0.369 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	288 sqft Garage
Deck Area	300 sqft Deck
Patio Area	120 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	013030
Street Address	620 E MACPHAIL RD
City	BEL AIR
State	MD
Zip	21014-4414
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 10 16083 SF 620 E MAC PHAIL ROAD HOMESTEAD VLG S5 P 22/35
Legal Subdivision	HOMESTEAD VILLAGE
Legal Phase	AIL
Legal Block	J
Legal Lot Number	10
Jurisdiction	HARFORD MD
Minor Civil Division	3, BEL AIR
Census Blockgroup	1
Census Block	1014
Census Tract	303900

Owner

Source: Harford County records · APN 03-013030

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	620 E MACPHAIL RD, BEL AIR, MD 21014-4414
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2004 · Amount on Record
Deed Sale	Jun 29, 2004 · Amount on Record
Prior Sale	Nov 08, 1996 · Amount on Record
Deed Doc Number	2004425
Deed Book / Page	5465 / 390
Record Refreshed	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	620 E MACPHAIL RD, BEL AIR, MD 21014-4414
Transaction Type	Mortgage
Record Updated	Jan 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E MACPHAIL RD, BEL AIR, MD 21014-4414

Mortgage

Document Number	0157820324
Date	Dec 28, 2022
Book Page	15782/324

Lender

Name	HARFORD BANK
Type	Bank
Address	ABERDEEN, MD 21001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2042

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Bel Air Town
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,400 (+12.84%)	$333,400 (+6.72%) Land $101,600 Building $231,800
2025	$2,822.00 (+10.32%) Homeowner's exemption
2023		$283,067	$312,400 Land $101,600 Building $210,800
2022	$2,558.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.