Okaloosa County property record for 613 Beach Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,448 sqft · built 2016 |
| Lot Size | 0.256 acres (11,194 sqft) |
| Owner | Individual Name on File |
| Last Sale | $434,500 (Jun 2017) |
| Tax Bill | $7,258 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9560-6 |
| Primary APN | C56-000-589-9560-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,448 sqft Heated Area |
| Gross Area | 3,203 sqft |
| 1st Floor Area | 2,448 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 11,194 sqft (0.256 acres) |
| Lot Width | 75 ft Width |
| Garage Type | Finished |
| Garage Area | 460 sqft |
| Porch | Open Porch |
| Porch Area | 295 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 613 BEACH DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESUB OF KELLYS ADD TO DESTIN LOT 11 BLK 8 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | KELLYS ADD |
| Legal Block | 8 |
| Legal Lot Number | 11 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 23306 |
613 Beach Dr is owned and occupied by an individual who bought it in June 2017.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 613 BEACH DR, DESTIN, FL 32541-1715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jun 13, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2017 · Amount on File |
| Deed Sale | Jun 13, 2017 · Amount on File |
| Prior Sale | Apr 6, 2016 · Amount on File |
| Deed Document Number | 3140638 |
| Deed Book / Page | 3303 / 3149 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 613 BEACH DR, DESTIN, FL 32541-1715 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 613 BEACH DR, DESTIN, FL 32541-1715 |
| Document Number | 0036090502 |
|---|---|
| Date | Mar 9, 2022 |
| Book Page | 3609/502 |
| Instrument | 3532969 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 613 BEACH DR, DESTIN, FL 32541-1715 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 613 BEACH DR, DESTIN, FL 32541-1715 |
| Document Number | 0035453111 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 3545/3111 |
| Instrument | 3453933 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Apr 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 13, 2017 |
| Property Address | 613 BEACH DR, DESTIN, FL 32541-1715 |
| Document Number | 0033033149 |
| Book / Page | 3303 / 3149 |
| Map Reference | MB2 PG62 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 3140638 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1057 QUAIL HOLLOW DR, 1057, MARY ESTHER, FL 32569-3408 |
| Name | Verified Name |
|---|---|
| Address | 613 BEACH DR, FORT WALTON BEACH, FL 32547 |
| Document Number | 0003140639 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 3140639 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 613 Beach Dr was $7,258 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,258.00 Homeowner's exemption | $651,947 | $655,586 Land $145,583 Building $510,003 |
| 2023 | $6,240.00 (+2.31%) Homeowner's exemption | $560,944 (+3%) | $584,772 (+7.38%) Land $132,096 Building $452,676 |
| 2022 | $6,099.00 Homeowner's exemption | $544,606 Land $120,087 Building $424,519 | $544,606 Land $120,087 Building $424,519 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 613 Beach Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 96 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 613 Beach Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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