702 Arce St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 702 Arce St, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 1,449 sqft · built 2003
Lot Size0.066 acres (2,875 sqft)
OwnerIndividual Name on Record
Last Sale$437,500 (Mar 2014)
Tax Bill$7,421 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN017-741-34

Property Details

APN / Parcel Number

Primary APN017-741-34
Alternative APN
  • 017-741-34-000

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths5 Half Baths
Building Area1,449 sqft Living Area
Gross Area1,891 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeWood
Roof MaterialTile
Lot Area2,875 sqft (0.066 acres)
Garage TypeAttached
Garage Area442 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address702 ARCE ST
CityWATSONVILLE
StateCA
Zip95076-1072
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionVISTA MONTANA TR 1445
Legal Block1
Legal Lot Number34
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1010
Census Tract110101

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address702 ARCE ST, WATSONVILLE, CA 95076-1072
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2014 · Amount on Record
Deed SaleMar 6, 2014 · Amount on Record
Prior SaleMay 18, 2010 · Amount on Record
Deed Document Number20147442
Prior Transfer DateJul 10, 2012
Prior Transfer Doc0000033809
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address702 ARCE ST, WATSONVILLE, CA 95076-1072
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address702 ARCE ST, WATSONVILLE, CA 95076-1072

Mortgage

Document Number0000031345
DateJun 7, 2021
Instrument2021-0031345
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 1, 2041

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$547,042 (+2%) Land $328,225 Building $218,817
2025$7,421.00 (+12.59%) Homeowner's exemption$536,315 (+4.04%) Land $321,789 Building $214,526
2023$6,591.00 (+2.06%) Homeowner's exemption$515,490 Land $309,294 Building $206,196$617,940
2022$6,458.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 88 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies88 in force
Nearby Flood Claims3 (2022–2023)
Most Recent ClaimMar 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Verizon, Xfinity.

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