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717 Arce St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 717 Arce St, Watsonville, CA 95076 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 2,341 sqft · built 2003
Lot Size0.075 acres (3,267 sqft)
Owner2 Individual Names on File
Last Sale$427,000 (Sep 2003)
Tax Bill$8,286 (2025)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN017-742-05

Property Details

APN / Parcel Number

Primary APN017-742-05
Alternative APN
  • 017-742-05-000

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths5 Half Baths
Building Area2,341 sqft Living Area
Gross Area2,730 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeWood
Roof MaterialTile
Lot Area3,267 sqft (0.075 acres)
Garage TypeAttached
Garage Area389 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address717 ARCE ST
CityWATSONVILLE
StateCA
Zip95076-1073
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionVISTA MONTANA
Legal Lot Number39
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1006
Census Tract110101

Owner

Source: Santa Cruz County records · APN 017-742-05

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 1617, FREEDOM, CA 95019-1617
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 24, 2003 · Amount on Record
Deed SaleSep 24, 2003 · Amount on Record
Deed Document Number200397201
Prior Transfer DateSep 18, 2003
Prior Transfer Doc0000097200
Record UpdatedSep 20, 2026

March 2020: Deed, Transfer

Document TypeDeed
JurisdictionSANTA CRUZ CA
Recording DateMar 27, 2020
Property Address717 ARCE ST, WATSONVILLE, CA 95076-1073
Document Number0000010497
Map ReferenceMB 102 MAP 36
Instrument2020-0010497
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyWFG NATIONAL TITLE INSURANCE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010498
DateMar 27, 2020
Instrument2020-0010498
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeNon-Lending Institution
Address1820 SWARTHMORE AVE, LAKEWOOD, NJ 08701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$617,799 (+2%) Land $290,047 Building $327,752
2025$8,286.00 (+12.52%) Homeowner's exemption$605,686 (+4.04%) Land $284,360 Building $321,326
2023$7,364.00 (+2.02%) Homeowner's exemption$582,166 Land $273,318 Building $308,848$750,330
2022$7,218.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871101011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance CostPremium on Record
median of 88 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies88 in force
Nearby Flood Claims3 (2022–2023)
Most Recent ClaimMar 2023, other causes, Severe Storm And Flooding
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 304 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Cruzio InternetFixed Wireless (unlicensed)1,000 / 1,000
RazzolinkFixed Wireless (unlicensed)500 / 250
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
AT&TDSL100 / 20

May also be available at this address: Verizon, AT&T, Xfinity, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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