713 Arce St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 713 Arce St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,521 sqft · built 2003
Lot Size	0.075 acres (3,267 sqft)
Owner	Individual Name on File
Last Sale	$439,000 (Sep 2003)
Tax Bill	$8,517 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`017-742-04`

Property Details

APN / Parcel Number

Primary APN	`017-742-04`
Alternative APN	`017-742-04-000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	5 Half Baths
Building Area	2,521 sqft Living Area
Gross Area	2,927 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Roof Material	Tile
Lot Area	3,267 sqft (0.075 acres)
Garage Type	Attached
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	713 ARCE ST
City	WATSONVILLE
State	CA
Zip	95076-1073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	VISTA MONTANA TR 1445
Legal Lot Number	38
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1006
Census Tract	110101

Owner

713 Arce St is owned and occupied by an individual who acquired it in November 2017.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	713 ARCE ST, WATSONVILLE, CA 95076-1073
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 13, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2003 · Amount on File
Deed Sale	Sep 19, 2003 · Amount on File
Deed Document Number	200396016
Last Transfer Date	Nov 4, 2017
Transfer Doc	0000038069
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	713 ARCE ST, WATSONVILLE, CA 95076-1073
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	AMROCK TITLE CA INC, AMROCK TITLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 ARCE ST, WATSONVILLE, CA 95076-1073

Mortgage

Document Number	0000012345
Date	Apr 18, 2022
Instrument	2022-0012345

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 13, 2017
Property Address	713 ARCE ST, WATSONVILLE, CA 95076-1073
Document Number	0000038069
Map Reference	VOL102 PG36
Instrument Date	Nov 4, 2017
Instrument	2017-0038069
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	713 ARCE ST, WATSONVILLE, CA 95076-1073

Mortgage

Document Number	0000038070
Date	Nov 13, 2017
Instrument	2017-0038070

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 713 Arce St was $8,517 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$636,652 (+2%) Land $381,991 Building $254,661
2025	$8,517.00 Homeowner's exemption	$624,169 Land $374,501 Building $249,668
2023	$7,570.00 (+2.02%) Homeowner's exemption	$599,932 Land $359,959 Building $239,973	$777,690
2022	$7,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 713 Arce St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	3 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 713 Arce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon, Xfinity.

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