701 Arce St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 701 Arce St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,730 sqft · built 2003
Lot Size	0.077 acres (3,354 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (May 2022)
Tax Bill	$12,202 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Apr 2018 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`017-742-01`

Property Details

APN / Parcel Number

Primary APN	`017-742-01`
Alternative APN	`017-742-01-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,730 sqft Living Area
Gross Area	3,119 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Construction Type	Wood
Roof Material	Tile
Lot Area	3,354 sqft (0.077 acres)
Garage Type	Attached
Garage Area	389 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	701 ARCE ST
City	WATSONVILLE
State	CA
Zip	95076-1073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	VISTA MONTANA TR 1445
Legal Lot Number	35
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1006
Census Tract	110101

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	142 2ND ST, WATSONVILLE, CA 95076-4922
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Grant Deed, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Apr 26, 2018	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Sep 17, 2021	Grant Deed, Transfer · Commercial Mortgage M LEWIS INC
Apr 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Prior Sale	Sep 17, 2021 · Amount on Record
Deed Document Number	202216749
Prior Transfer Date	May 25, 2022
Prior Transfer Doc	0000016749
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 31, 2022
Property Address	701 ARCE ST, WATSONVILLE, CA 95076-1073
Document Number	0000016749
Map Reference	VOL 102 PG 36
Instrument Date	May 25, 2022
Instrument	2022-0016749
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$346.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	142 2ND ST, WATSONVILLE, CA 95076-4922

Mortgage

Document Number	0000016750
Date	May 31, 2022
Instrument	2022-0016750

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	701 ARCE ST, WATSONVILLE, CA 95076-1073
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012595
Date	Apr 26, 2018
Instrument	2018-0012595

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 17, 2021
Property Address	701 ARCE ST, WATSONVILLE, CA 95076-1073
Document Number	0000047771
Map Reference	VOL 102 PG 36
Instrument Date	Sep 14, 2021
Instrument	2021-0047771
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	701 ARCE ST, WATSONVILLE, CA 95076-1073

Mortgage

Document Number	0000047772
Date	Sep 17, 2021
Instrument	2021-0047772

Lender

Name	M LEWIS INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 28, 2020
Property Address	701 ARCE ST, WATSONVILLE, CA 95076-1073
Document Number	0000014599
Map Reference	VOL 102 PG 36
Instrument Date	Apr 14, 2020
Instrument	2020-0014599
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	701 ARCE ST, WATSONVILLE, CA 95076-1073

Mortgage

Document Number	0000014600
Date	Apr 28, 2020
Instrument	2020-0014600

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$930,892 (+2%) Land $530,609 Building $400,283
2025	$12,202.00 (+12.31%)	$912,638 (+4.04%) Land $520,204 Building $392,434
2023	$10,865.00 (+1.91%)	$877,200 Land $500,004 Building $377,196	$833,310
2022	$10,661.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	3 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon, Xfinity.

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