7005 195th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 7005 195th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,127 sqft · built 1997
Lot Size	0.238 acres (10,382 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Aug 2023)
Tax Bill	$5,805 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`602152-0-190`

Property Details

APN / Parcel Number

Primary APN	`602152-0-190`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,127 sqft Living Area
Gross Area	2,863 sqft
1st Floor Area	672 sqft
Upper Floors Area	1,455 sqft
Basement Area	672 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2008
Architectural Style	Split Foyer
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,382 sqft (0.238 acres)
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	252 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	7005 195TH ST E
City	SPANAWAY
State	WA
Zip	98387-5054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 22 CRESCENT RIDGE L 19 EASE OF REC OUT OF 245510-001-0 TO 080-0 SEG G0698 MD 03/23/95MD
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	CRESCENT RIDGE
Legal Lot Number	19
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3007
Census Tract	73128

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7005 195TH ST E, SPANAWAY, WA 98387-5054
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 2, 2022	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Mar 16, 2021	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB
May 4, 2020	Deed of Trust, Mortgage · Conventional with PMI FLAGSTAR BK
Aug 10, 2019	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BK
Aug 3, 2017	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Prior Sale	Feb 11, 2009 · Amount on Record
Deed Document Number	202380
Prior Transfer Date	Feb 6, 2009
Prior Transfer Doc	0000000636
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 16, 2023
Property Address	7005 195TH ST E, SPANAWAY, WA 98387-5054
Document Number	0008160080
Map Reference	DOC 9503080144
Instrument Date	Aug 9, 2023
Instrument	202308160080
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7005 195TH ST E, SPANAWAY, WA 98387-5054

Mortgage

Document Number	0008160081
Date	Aug 16, 2023
Instrument	202308160081

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7005 195TH ST E, SPANAWAY, WA 98387-5054
Transaction Type	Mortgage
Record Updated	Dec 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012020075
Date	Dec 2, 2022
Instrument	202212020075

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7005 195TH ST E, SPANAWAY, WA 98387-5054
Transaction Type	Mortgage
Record Updated	Apr 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003161512
Date	Mar 16, 2021
Instrument	202103161512

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7005 195TH ST E, SPANAWAY, WA 98387-5054
Document Number	2007080496
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7005 195TH ST E SPANAWAY WA 983875054, SPANAWAY, WA 98387-5054

Mortgage

Document Number	2007080496
Date	Jul 8, 2020
Instrument	202007080496

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7005 195TH ST E, SPANAWAY, WA 98387-5054
Document Number	1908200142
Instrument Date	Aug 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7005 195TH ST E BETHEL WA 983875054, BETHEL, WA 98387-5054

Mortgage

Document Number	1908200142
Date	Aug 20, 2019
Instrument	201908200142

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7005 195TH ST E, SPANAWAY, WA 98387-5054
Document Number	1708090059
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7005 195TH ST E SPANAWAY WA 983875054, SPANAWAY, WA 98387-5054

Mortgage

Document Number	1708090059
Date	Aug 9, 2017
Instrument	201708090059

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,805.00 (+3.26%)	$517,300 (+8.52%) Land $181,300 Building $336,000	$517,300 (+8.52%) Land $181,300 Building $336,000
2025	$5,622.00 (-0.09%)
2024	$5,627.00 (-2.26%)	$476,700 (-4.87%) Land $178,700 Building $298,000	$476,700 (-4.87%) Land $178,700 Building $298,000
2023	$5,757.00	$501,100 Land $164,700 Building $336,400	$501,100 Land $164,700 Building $336,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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