701 Summit St, Spencer, WV 25276 Property Records

Roane County property record for 701 Summit St, Spencer, WV 25276

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,357 sqft · built 1967
Lot Size	0.226 acres (9,845 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Mar 2026)
Tax Bill	$1,746 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jan 2008 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-8-0004.0000`

Property Details

APN / Parcel Number

Primary APN	`08-8-0004.0000`
Alternative APNs	`44-08-0008-0004-0000` `44-08-8-0004.0000` `85739201`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,357 sqft Living Area
1st Floor Area	2,714 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,845 sqft (0.226 acres)
Lot Dimensions	107 ft deep x 64 ft wide
Garage Area	480 sqft
Porch	Porch
Porch Area	18 sqft
Patio Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	85739201
Street Address	701 SUMMIT ST
City	SPENCER
State	WV
Zip	25276-1033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #1 & PT LOT #2 BLK B GREEN ACRES
Legal Subdivision	GREEN ACRES ADDITION SUBDIVISION
Legal Block	B
Legal Lot Number	1,2
Jurisdiction	ROANE WV
Township / Civil Division	I
Census Block Group	3
Census Block	3007
Census Tract	963000

Owner

Source: Roane County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	701 SUMMIT ST, SPENCER, WV 25276-1033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jan 2, 2008	Deed, Transfer COUNTRYWIDE BANK, FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Jan 2, 2008 · Amount on Record
Deed Document Number	20262205398
Deed Book / Page	693 / 422
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROANE WV
Recording Date	Mar 30, 2026
Property Address	701 SUMMIT ST, SPENCER, WV 25276-1033
Document Number	000693/422
Book / Page	693 / 422
Instrument Date	Mar 25, 2026
Instrument	2205398
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 SUMMIT ST, SPENCER, WV 25276-1033
Investor	Possibly a Property Investor

Mortgage

Document Number	0002205399
Date	Mar 30, 2026
Instrument	2205399

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANE WV
Recording Date	Jan 2, 2008
Property Address	701 SUMMIT ST, SPENCER, WV 25276-1033
Document Number	000451/250
Book / Page	451 / 250
Instrument Date	Dec 31, 2007
Instrument	2060874
Transaction Type	Transfer
Record Updated	Jul 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000282/116
Date	Jan 2, 2008
Book Page	282/116
Instrument	2060875

Lender

Name	COUNTRYWIDE BANK, FSB
Type	Bank
Address	1199 N FAIRFAX ST STE 5, ALEXANDRIA, VA 22314

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2038

Tax Assessment & Valuation

Source: Roane County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Roane County
Municipality	Spencer City
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,746.00 (+192.95%)	$78,360 (+7.58%) Land $15,120 Building $63,240	$130,600 (+7.58%) Land $25,200 Building $105,400
2025	$596.00 (+7.78%) Homeowner's exemption	$72,840 (+6.21%) Land $13,800 Building $59,040	$121,400 (+6.21%) Land $23,000 Building $98,400
2023	$553.00 (+0.91%) Homeowner's exemption	$68,580 (+1.15%) Land $12,960 Building $55,620	$114,300 (+1.15%) Land $21,600 Building $92,700
2022	$548.00 Homeowner's exemption	$67,800 Land $12,960 Building $54,840	$113,000 Land $21,600 Building $91,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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