700 Summit St, Spencer, WV 25276 Property Records

Roane County property record for 700 Summit St, Spencer, WV 25276

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,240 sqft · built 1967
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (May 2020)
Tax Bill	$1,008 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-8-0002.0000`

Property Details

APN / Parcel Number

Primary APN	`08-8-0002.0000`
Alternative APNs	`44-08-0008-0002-0000` `4408 8000200000000` `44-08-8-0002.0000` `85738601`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,240 sqft Living Area
1st Floor Area	2,800 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	97 ft deep x 151 ft wide
Terrain	Rolling
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	240 sqft
Patio Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	85738601
Street Address	700 SUMMIT ST
City	SPENCER
State	WV
Zip	25276-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #2 BLK A GREEN ACRES
Legal Subdivision	GREEN ACRES ADD SUB
Legal Block	A
Legal Lot Number	2
Jurisdiction	ROANE WV
Township / Civil Division	I
Census Block Group	3
Census Block	3018
Census Tract	963000

Owner

700 Summit St is owned and occupied by an individual who bought it in May 2020.

Source: Roane County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	700 SUMMIT ST, SPENCER, WV 25276-1034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2020 · Amount on File
Deed Sale	May 11, 2020 · Amount on File
Deed Document Number	20202165916
Deed Book / Page	609 / 372
Record Updated	Oct 29, 2026

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANE WV
Recording Date	May 11, 2020
Property Address	700 SUMMIT ST, SPENCER, WV 25276-1034
Document Number	000609/372
Book / Page	609 / 372
Map Reference	MB 3 PG 73
Instrument Date	May 11, 2020
Instrument	2165916
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,224.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 SUMMIT ST, SPENCER, WV 25276-1034

Mortgage

Document Number	000356/512
Date	May 11, 2020
Book Page	356/512
Instrument	2165917

Lender

Name	POCA VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 700 Summit St was $1,008, up 6.1% from the year before.

Source: Roane County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Roane County
Municipality	Spencer City
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,008.00 (+6.11%)	$90,480 (+7.48%) Land $18,000 Building $72,480	$150,800 (+7.48%) Land $30,000 Building $120,800
2025	$950.00	$84,180 Land $16,440 Building $67,740	$140,300 Land $27,400 Building $112,900
2023	$902.00 (+0.45%)	$79,200 (+1.07%) Land $15,420 Building $63,780	$132,000 (+1.07%) Land $25,700 Building $106,300
2022	$898.00	$78,360 Land $15,420 Building $62,940	$130,600 Land $25,700 Building $104,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 700 Summit St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 Summit St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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