800 Summit St, Spencer, WV 25276 Property Records

Roane County property record for 800 Summit St, Spencer, WV 25276

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,636 sqft · built 1971
Lot Size	0.306 acres (13,329 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Mar 2019)
Tax Bill	$1,601 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-8-0031.0000`

Property Details

APN / Parcel Number

Primary APN	`08-8-0031.0000`
Alternative APNs	`44-08-0008-0031-0000` `4408 8003100000000` `44-08-8-0031.0000` `85745001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,636 sqft Living Area
1st Floor Area	2,808 sqft
Basement Area	1,232 sqft
Finished Basement	1,232 sqft
Family Room	Family Room

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Stone
Construction Type	Stone
Lot Area	13,329 sqft (0.306 acres)
Lot Dimensions	118 ft deep x 100 ft wide
Terrain	Rolling
Garage Area	440 sqft
Porch	Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	85745001
Street Address	800 SUMMIT ST
City	SPENCER
State	WV
Zip	25276-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #4 BLK D GREEN ACRES
Legal Subdivision	GREEN ACRES ADD SUB
Legal Block	D
Legal Lot Number	4
Jurisdiction	ROANE WV
Township / Civil Division	I
Census Block Group	3
Census Block	3002
Census Tract	963000

Owner

800 Summit St is owned and occupied by an individual who bought it in March 2019.

Source: Roane County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	800 SUMMIT ST, SPENCER, WV 25276-1036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Mar 27, 2019	Deed, Transfer · Conventional Mortgage POCA VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2019 · Amount on File
Deed Sale	Mar 27, 2019 · Amount on File
Deed Document Number	20192156311
Deed Book / Page	584 / 633
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE WV
Property Address	800 SUMMIT ST, SPENCER, WV 25276-1036
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000355/258
Date	Feb 6, 2020
Book Page	355/258
Instrument	2164173

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANE WV
Recording Date	Mar 27, 2019
Property Address	800 SUMMIT ST, SPENCER, WV 25276-1036
Document Number	000584/633
Book / Page	584 / 633
Map Reference	DB 441 PG 474
Instrument Date	Mar 21, 2019
Instrument	2156311
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,732.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 SUMMIT ST, SPENCER, WV 25276-1036

Mortgage

Document Number	000350/347
Date	Mar 27, 2019
Book Page	350/347
Instrument	2156312

Lender

Name	POCA VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 800 Summit St was $1,601, up 6% from the year before.

Source: Roane County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Roane County
Municipality	Spencer City
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,601.00 (+5.96%)	$143,700 (+7.35%) Land $17,580 Building $126,120	$239,500 (+7.35%) Land $29,300 Building $210,200
2025	$1,511.00	$133,860 Land $16,080 Building $117,780	$223,100 Land $26,800 Building $196,300
2023	$1,434.00 (+0.49%)	$125,880 (+1.16%) Land $15,060 Building $110,820	$209,800 (+1.16%) Land $25,100 Building $184,700
2022	$1,427.00	$124,440 Land $15,060 Building $109,380	$207,400 Land $25,100 Building $182,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 800 Summit St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 800 Summit St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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