Roane County property record for 478 Summit St, Spencer, WV 25276
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,228 sqft · built 1979 |
| Lot Size | 160 acres (6,969,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,106 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-17-0009.0000 |
| Primary APN | 02-17-0009.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,228 sqft Living Area |
| 1st Floor Area | 3,788 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Modern |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 6,969,600 sqft (160 acres) |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 128 sqft |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Solar |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 20658501 |
|---|---|
| Street Address | 478 SUMMIT ST |
| City | SPENCER |
| State | WV |
| Zip | 25276 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 160 SUR B SANDY (FARM USE) |
| Jurisdiction | ROANE WV |
| Township / Civil Division | III |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 963100 |
478 Summit St, a rural home, is owned and occupied by an individual.
Source: Roane County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 478 SMITH RD, NEWTON, WV 25266-9392 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 478 Summit St was $1,106 with a homeowner's exemption, up 7.8% from the year before.
Source: Roane County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Roane County |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,106.00 (+7.8%) | $146,400 (+7.02%) Land $20,520 Building $125,880 | $244,000 (+7.02%) Land $34,200 Building $209,800 |
| 2025 | $1,026.00 Homeowner's exemption | $136,800 Land $19,500 Building $117,300 | $228,000 Land $32,500 Building $195,500 |
| 2023 | $1,671.00 (+52.6%) Homeowner's exemption | $207,900 (+70.19%) Land $101,820 Building $106,080 | $346,500 (+70.19%) Land $169,700 Building $176,800 |
| 2022 | $1,095.00 Additional exemption filed | $122,160 Land $17,220 Building $104,940 | $203,600 Land $28,700 Building $174,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 478 Summit St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1997–2016) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Jun 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 478 Summit St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 64% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
4G LTE (outdoors only), no 5G reported
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