701 Ridgeway Trl, McHenry, IL 60050 Property Records

McHenry County property record for 701 Ridgeway Trl, McHenry, IL 60050 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	8 ba · 3,736 sqft · built 2005
Lot Size	1.45 acres (63,589 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Jun 2016)
Deeds & Mortgages	Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-31-277-013`

Property Details

APN / Parcel Number

Primary APN	`09-31-277-013`

Interior

Full Baths	8 Baths
Half Baths	6 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,736 sqft Living Area
Basement Area	2,038 sqft

Exterior

Year Built	Built 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	63,589 sqft
Porch	Porch
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	701 RIDGEWAY TRL
City	MCHENRY
State	IL
Zip	60050-6508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2016R0022363 & 2016R0021700 LTS 94 & 95 DEERWOOD ESTATES
Legal Subdivision	DEERWOOD ESTATES
Legal Lot Number	94-95 95
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1015
Census Tract	870501

Owner

Source: McHenry County records · APN 09-31-277-013

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	701 RIDGEWAY TRL, MCHENRY, IL 60050-6508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 2016 · Amount on Record
Deed Sale	Jun 24, 2016 · Amount on Record
Prior Sale	Jun 10, 2004 · Amount on Record
Deed Document Number	0000021700
Prior Transfer Date	Jun 20, 2016
Prior Transfer Doc	0000021700
Record Updated	Jun 07, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	701 RIDGEWAY TRL, MCHENRY, IL 60050-6508
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006898
Date	Feb 26, 2020
Instrument	2020R0006898

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 28, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$156,046 Land $27,186 Building $128,860	$468,138 Land $81,558 Building $386,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.