716 Ridgeway Trl, McHenry, IL 60050 Property Records

McHenry County property record for 716 Ridgeway Trl, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details8 ba · 2,909 sqft · built 2003
Lot Size2.33 acres (101,500 sqft)
OwnerTrust Name on File
Last Sale$305,000 (Mar 2014)
Deeds & MortgagesJul 2022 Line of Credit
Jul 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN09-31-278-001

Property Details

APN / Parcel Number

Primary APN09-31-278-001

Interior

Full Baths8 Baths
Half Baths6 Half Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area2,909 sqft Living Area
Gross Area4,535 sqft
1st Floor Area1,688 sqft
Basement Area1,626 sqft

Exterior

Year BuiltBuilt 2003
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area101,500 sqft
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area148 sqft
Deck Area54 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address716 RIDGEWAY TRL
CityMCHENRY
StateIL
Zip60050-6507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2018R0043065 LT 20 DEERWOOD ESTATES MEMO: GRZYBEK, LAWRENCE/JENNIFER LIV TR
Legal Range08E
Legal Township45N
Legal Section31
Legal SubdivisionDEERWOOD ESTATES
Legal Block278
Legal Lot Number20
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1001
Census Tract870501

Owner

Source: McHenry County assessment roll, APN 09-31-278-001, as of January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address716 RIDGEWAY TRL, MCHENRY, IL 60050-6507
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2022Deed of Trust, Mortgage · Line of Credit
BAXTER CU
Jul 13, 2021Deed of Trust, Mortgage · Line of Credit
CONSUMERS CU
Mar 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
PRINCETON MORTGAGE CORP
Dec 20, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 01, 2017Deed of Trust, Mortgage · Line of Credit
CONSUMER CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 03, 2014 · Amount on Record
Deed SaleMar 03, 2014 · Amount on Record
Prior SaleMar 03, 2014 · Amount on Record
Deed Document Number0000006540
Last Transfer DateDec 20, 2018
Transfer Doc0000043065
Record UpdatedJun 07, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address716 RIDGEWAY TRL, MCHENRY, IL 60050-6507
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyMIS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025110
DateJul 14, 2022
Instrument2022R0025110
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueJul 31, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address716 RIDGEWAY TRL, MCHENRY, IL 60050-6507
Transaction TypeMortgage
Record UpdatedJul 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038101
DateJul 13, 2021
Instrument2021R0038101
Lender
NameCONSUMERS CU
TypeCredit Union
AddressGURNEE, IL 60031
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 20, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address716 RIDGEWAY TRL, MCHENRY, IL 60050-6507
Transaction TypeMortgage
Record UpdatedApr 01, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014978
DateMar 18, 2021
Instrument2021R0014978
Lender
NamePRINCETON MORTGAGE CORP
TypeMortgage Company
AddressTRENTON, NJ 08628
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueFeb 01, 2036
Interest
Rate TypeFixed Rate
Rate3%

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateDec 20, 2018
Property Address716 RIDGEWAY TRL, MCHENRY, IL 60050-6507
Document Number0000043065
Instrument DateDec 07, 2018
Instrument43065
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address716 RIDGEWAY TRL MCHENRY IL 600506507, MCHENRY, IL 60050-6507

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address716 RIDGEWAY TRL, MCHENRY, IL 60050-6507
Document Number0000005557
Instrument DateFeb 01, 2017
Transaction TypeMortgage
Record UpdatedMay 18, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address716 RIDGEWAY TRL MCHENRY IL 600506507, MCHENRY, IL 60050-6507

Mortgage

Document Number0000005557
DateFeb 14, 2017
Instrument5557
Lender
NameCONSUMER CU
TypeCredit Union
AddressGURNEE, IL 60031-1811
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 13, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll as of January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$128,161 Land $26,252 Building $101,909$384,483 Land $78,756 Building $305,727

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), as of February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 68 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Nearby Properties on Ridgeway Trl

Nearby Streets

Search Property Records by Address or Parcel Number