McHenry County property record for 606 Ridgeway Trl, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 7 ba · 2,756 sqft · built 2003 |
| Lot Size | 0.846 acres (36,853 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $364,840 (Oct 2003) |
| Deeds & Mortgages | Aug 2023 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-31-278-004 |
| Primary APN | 09-31-278-004 |
|---|
| Full Baths | 7 Baths |
|---|---|
| Half Baths | 5 Half Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,756 sqft Living Area |
| Gross Area | 4,257 sqft |
| 1st Floor Area | 1,639 sqft |
| Basement Area | 1,501 sqft |
| Finished Basement | 1,095 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 36,853 sqft |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 606 RIDGEWAY TRL |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-6502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2003R0149677 LT 17 DEERWOOD ESTATES |
| Legal Range | 08E |
| Legal Township | 45N |
| Legal Section | 31 |
| Legal Subdivision | DEERWOOD ESTATES |
| Legal Block | 278 |
| Legal Lot Number | 17 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 870501 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 606 RIDGEWAY TRL, MCHENRY, IL 60050-6502 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Aug 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2003 · Amount on Record |
| Deed Sale | Oct 31, 2003 · Amount on Record |
| Deed Document Number | 2003R0149677 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 606 RIDGEWAY TRL, MCHENRY, IL 60050-6502 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 606 RIDGEWAY TRL, MCHENRY, IL 60050-6502 |
| Document Number | 0000018937 |
|---|---|
| Date | Aug 3, 2023 |
| Instrument | 2023R0018937 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Rate | 6.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 606 RIDGEWAY TRL, MCHENRY, IL 60050-6502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | HERITAGE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000006484 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 2021R0006484 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 4, 2031 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $121,770 Land $23,481 Building $98,289 | $365,310 Land $70,443 Building $294,867 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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