601 Ridgeway Trl, McHenry, IL 60050 Property Records

McHenry County property record for 601 Ridgeway Trl, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,728 sqft · built 2002
Lot Size0.948 acres (41,322 sqft)
OwnerIndividual Name on File
Last Sale$425,000 (Sep 2022)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-31-277-012

Property Details

APN / Parcel Number

Primary APN09-31-277-012

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths3 Half Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,728 sqft Living Area
Gross Area4,263 sqft
1st Floor Area1,575 sqft
Basement Area1,535 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area41,322 sqft
Garage Area682 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area323 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address601 RIDGEWAY TRL
CityMCHENRY
StateIL
Zip60050-6506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0032009 LT 97 DEERWOOD ESTATES
Legal Range08E
Legal Township45N
Legal Section31
Legal SubdivisionDEERWOOD ESTATES
Legal Block277
Legal Lot Number97
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1015
Census Tract870501

Owner

Source: McHenry County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address601 RIDGEWAY TRL, MCHENRY, IL 60050-6506
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 13, 2022 · Amount on Record
Deed SaleSep 13, 2022 · Amount on Record
Prior SaleOct 12, 2012
Deed Document Number2022R0032009
Record UpdatedJun 7, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateSep 13, 2022
Property Address601 RIDGEWAY TRL, MCHENRY, IL 60050-6506
Document Number0000032009
Map ReferenceDOC 91R12391
Instrument DateAug 8, 2022
Instrument2022R0032009
Transaction TypeTransfer
Record UpdatedSep 22, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$425.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address601 RIDGEWAY TRAIL, 601, MUNDELEIN, IL 60060

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address601 RIDGEWAY TRL, MCHENRY, IL 60050-6506

Mortgage

Document Number0000032010
DateSep 13, 2022
Instrument2022R0032010
Lender
NameHOME STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.75%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2027
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change6.75%
Index1-Year CMT
Max Rate9.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$131,083 Land $23,481 Building $107,602$393,249 Land $70,443 Building $322,806

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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