701 E Shepherd St, Charlotte, MI 48813 Property Records

Eaton County property record for 701 E Shepherd St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 807 sqft · built 1946
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Mar 2022)
Tax Bill	$2,577 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Oct 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20008700621000`

Property Details

APN / Parcel Number

Primary APN	`20008700621000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	807 sqft Living Area
1st Floor Area	800 sqft
Basement Area	800 sqft
Finished Basement	224 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	132 ft deep x 106 ft wide
Garage Area	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	701 E SHEPHERD ST
City	CHARLOTTE
State	MI
Zip	48813-2265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	LOTS 21 & 22. BLOCK 6. WIDDICOMB ADDITION CITY OF CHARLOTTE
Legal Subdivision	WIDDICOMB ADDITION
Legal Block	6
Legal Lot Number	21-22
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	4
Census Block	4014
Census Tract	20902

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	701 E SHEPHERD ST, CHARLOTTE, MI 48813-2265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Oct 15, 2021	Warranty Deed, Transfer
Oct 22, 2021	Warranty Deed, Transfer
Jan 30, 2018	Land Contract, Transfer
Oct 11, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Prior Sale	Oct 22, 2021 · Amount on Record
Deed Book / Page	2991 / 80
Prior Transfer Date	Oct 9, 2017
Prior Transfer Doc	02703/0321
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Mar 9, 2022
Property Address	701 E SHEPHERD ST, CHARLOTTE, MI 48813-2265
Document Number	0002991/80
Book / Page	2991 / 80
Map Reference	LB 2 PG 2
Instrument Date	Mar 4, 2022
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 E SHEPHERD ST, CHARLOTTE, MI 48813-2265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 E SHEPHERD ST, CHARLOTTE, MI 48813-2265
Investor	Possibly a Property Investor

Mortgage

Document Number	0000299182
Date	Mar 9, 2022
Instrument	2991/82

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Mortgage

Document Number	0002991/99
Date	Mar 9, 2022
Book Page	2991/99

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Oct 15, 2021
Property Address	701 E SHEPHERD ST, CHARLOTTE, MI 48813-2265
Document Number	02961/1249
Book / Page	2961 / 1249
Map Reference	MB 2 PG 2
Instrument Date	Sep 21, 2021
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Amount	Amount Recorded
Tax	$473.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 E SHEPHERD ST, CHARLOTTE, MI 48813-2265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 E SHEPHERD ST, CHARLOTTE, MI 48813-2265

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Oct 22, 2021
Property Address	701 E SHEPHERD ST, CHARLOTTE, MI 48813-2265
Document Number	002963/541
Book / Page	2963 / 541
Map Reference	LB 2 PG 2
Instrument Date	Sep 21, 2021
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Amount	Amount Recorded
Tax	$464.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	614 MERRITT ST, CHARLOTTE, MI 48813-1983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 E SHEPHERD ST, CHARLOTTE, MI 48813-2265

January 2018: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	EATON MI
Recording Date	Jan 30, 2018
Property Address	701 E SHEPHERD ST, CHARLOTTE, MI 48813-2265
Document Number	02719/0266
Book / Page	2719 / 0266
Map Reference	LB2 PG2
Instrument Date	Jan 26, 2018
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	614 MERRITT ST, CHARLOTTE, MI 48813-1983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 S PERKEY RD, CHARLOTTE, MI 48813-9138

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Oct 11, 2017
Property Address	701 E SHEPHERD ST, CHARLOTTE, MI 48813-2265
Document Number	02703/0321
Book / Page	2703 / 0321
Instrument Date	Oct 9, 2017
Instrument	2703-0321
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,300 (+5.04%)	$107,101 (-) Land $34,777 Building $72,324
2025	$2,577.00 (+2.92%) Homeowner's exemption	$53,600 (+10.52%)	$107,101 (+10.41%) Land $34,777 Building $72,324
2024	$2,504.00 (+18.17%)
2023		$48,500	$97,000
2022	$2,119.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

701 E Shepherd St, Charlotte, MI 48813 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

October 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2018: Land Contract, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2017: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Shepherd St

Nearby Streets

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