Madison County property record for 701 Concord Rd, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.38 acres (103,673 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,456 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0093-0000-0026-A |
| Primary APN | 0093-0000-0026-A |
|---|---|
| Alternative APNs |
|
| Lot Area | 103,673 sqft (2.38 acres) |
|---|
| Account Number | 55002 |
|---|---|
| Street Address | 701 CONCORD RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TRACT 1 (2.38 ACRES) |
| Legal Tract | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 11001 |
701 Concord Rd is owned and occupied by two individuals who acquired it in July 1998.
Source: Madison County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 701 CONCORD RD, RICHMOND, KY 40475-9248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 1998 |
| Deed Sale | Jul 24, 1998 |
| Deed Document Number | 0000491423 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 701 CONCORD RD, RICHMOND, KY 40475-9248 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M2201/624 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | M2201/624 |
| Instrument | 2014119678 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 13, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 701 Concord Rd was $1,456 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,456.00 Additional exemption filed | $154,500 | $154,500 |
| 2023 | $1,498.00 | $154,500 | $154,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 701 Concord Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 701 Concord Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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