Madison County property record for 692 Concord Rd, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.14 acres (93,218 sqft) |
| Owner | Individual Name on File |
| Last Sale | $147,000 (Jan 2011) |
| Tax Bill | $989 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0093-0000-0001-D |
| Primary APN | 0093-0000-0001-D |
|---|---|
| Alternative APNs |
|
| Lot Area | 93,218 sqft (2.14 acres) |
|---|
| Account Number | 42699 |
|---|---|
| Street Address | 692 CONCORD RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9590 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE CONCORDS LOTS 1 & 2 (2.14 ACRES) |
| Legal Subdivision | THE CONCORDS |
| Legal Lot Number | 1,2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 11001 |
692 Concord Rd is owned and occupied by an individual who bought it in January 2011.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 692 CONCORD RD, RICHMOND, KY 40475-9590 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2011 · Amount on File |
| Deed Sale | Jan 19, 2011 · Amount on File |
| Deed Document Number | 455313 |
| Deed Book / Page | D664 / 130 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 692 CONCORD RD, RICHMOND, KY 40475-9590 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | ACUITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0M2062/606 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | M2062/606 |
| Instrument | 2014040484 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 692 Concord Rd was $989 with a homeowner's exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $989.00 Homeowner's exemption | $154,000 | $154,000 |
| 2023 | $1,044.00 Homeowner's exemption | $154,000 | $154,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 692 Concord Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 692 Concord Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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