Madison County property record for 659 Concord Rd, Richmond, KY 40475
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Lot Size | 15 acres (653,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,050 (Sep 2018) |
| Tax Bill | $5,365 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Sep 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0093-0000-0026-AB |
| Primary APN | 0093-0000-0026-AB |
|---|---|
| Alternative APNs |
|
| Lot Area | 653,400 sqft (15 acres) |
|---|
| Account Number | 60304 |
|---|---|
| Street Address | 659 CONCORD RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9590 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | NEW TRACT 3 (15.00 ACRES) |
| Legal Tract | 3 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 11001 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 659 CONCORD RD, RICHMOND, KY 40475-9590 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2023 | Deed of Trust, Mortgage FIRST NATIONAL BANK RUSSELL SPRINGS |
| Sep 8, 2022 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF RUSSELL SPRINGS |
| Nov 16, 2018 | Deed of Trust, Mortgage FIRST NATIONAL BANK |
| Dec 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK |
| Jul 12, 2019 | Deed of Trust, Mortgage FIRST NATIONAL BANK |
| Sep 10, 2018 | Deed, Transfer FIRST NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2018 · Amount on Record |
| Deed Sale | Sep 10, 2018 · Amount on Record |
| Deed Document Number | 2013981618 |
| Deed Book / Page | D00764 / 343 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 659 CONCORD RD, RICHMOND, KY 40475-9590 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 659 CONCORD RD, RICHMOND, KY 40475-9590 |
| Document Number | 0M2276/184 |
|---|---|
| Date | Dec 29, 2023 |
| Book Page | M2276/184 |
| Instrument | 2014184408 |
| Name | FIRST NATIONAL BANK RUSSELL SPRINGS |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Dec 28, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 659 CONCORD RD, RICHMOND, KY 40475-9590 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M2188/643 |
|---|---|
| Date | Sep 8, 2022 |
| Book Page | M2188/643 |
| Instrument | 2014110769 |
| Name | FIRST NATIONAL BANK OF RUSSELL SPRINGS |
|---|---|
| Address | RUSSELL SPRINGS, KY 42642 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Sep 2, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 659 CONCORD RD, RICHMOND, KY 40475-9590 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01834/367 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | M01834/367 |
| Instrument | 2013984770 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | RUSSELL SPRINGS, KY 42642 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Nov 9, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 659 CONCORD RD, RICHMOND, KY 40475-9590 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01905/094 |
|---|---|
| Date | Dec 5, 2019 |
| Book Page | M01905/094 |
| Instrument | 2014003459 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | RUSSELL SPRINGS, KY 42642 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 659 CONCORD RD, RICHMOND, KY 40475-9590 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01874/542 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | M01874/542 |
| Instrument | 2013995456 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | RUSSELL SPRINGS, KY 42642 |
| Amount | Amount Recorded |
|---|---|
| Term | 35 Months |
| Due | Jun 25, 2022 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 10, 2018 |
| Property Address | 659 CONCORD RD, RICHMOND, KY 40475-9590 |
| Document Number | D00764/343 |
| Book / Page | D00764 / 343 |
| Map Reference | CAB26 SL416 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 2013981618 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 701 CONCORD RD, 701, RICHMOND, KY 40475-9248 |
| Name | Verified Name |
|---|---|
| Address | 309 BOWERWOOD DR, RICHMOND, KY 40475-2734 |
| Document Number | 2013981619 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 2013981619 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 239 Months |
| Due | Aug 30, 2038 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,365.00 (+26%) Additional exemption filed | $569,000 (+29.61%) | $569,000 (+29.61%) |
| 2023 | $4,258.00 | $439,000 | $439,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures