Madison County property record for 735 Concord Rd, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 4.57 acres (199,069 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,000 (May 2023) |
| Tax Bill | $3,064 (2025) |
| Deeds & Mortgages | Jul 2026 Construction Loan Jun 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0093-0000-0025-001 |
| Primary APN | 0093-0000-0025-001 |
|---|---|
| Alternative APNs |
|
| Lot Area | 199,069 sqft (4.57 acres) |
|---|
| Account Number | 47225 |
|---|---|
| Street Address | 735 CONCORD RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4.57 ACRES |
| Legal Subdivision | CONCORD ROAD |
| Legal Lot Number | A |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11001 |
735 Concord Rd is owned and occupied by an individual who acquired it in June 2026.
Source: Madison County records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 735 CONCORD RD, RICHMOND, KY 40475-9248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Construction Mortgage BANCORP |
| Jun 17, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 3, 2025 | Deed of Trust, Mortgage · Line of Credit PBT BANCORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2023 · Amount on File |
| Deed Sale | May 9, 2023 · Amount on File |
| Prior Sale | May 9, 2023 · Amount on File |
| Deed Document Number | 202314143994 |
| Deed Book / Page | 838 / 35 |
| Last Transfer Date | Jun 16, 2026 |
| Transfer Doc | 0014356474 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 30, 2026 |
| Property Address | 735 CONCORD RD, RICHMOND, KY 40475-9248 |
| Document Number | 0014365878 |
| Book / Page | 2489 / 95 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 202614365878 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 735 CONCORD RD, RICHMOND, KY 40475-9248 |
| Document Number | 0014365878, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 2489/95 |
| Instrument | 202614365878 |
| Name | BANCORP |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 1, 2027 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 17, 2026 |
| Property Address | 735 CONCORD RD, RICHMOND, KY 40475-9248 |
| Document Number | 0014356474 |
| Book / Page | 884 / 258 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202614356474 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 735 CONCORD RD, RICHMOND, KY 40475-9248 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 735 CONCORD RD, RICHMOND, KY 40475-9248 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 735 CONCORD RD, RICHMOND, KY 40475-9248 |
| Document Number | 0M2421/487 |
|---|---|
| Date | Nov 3, 2025 |
| Book Page | M2421/487 |
| Instrument | 2014296547 |
| Name | PBT BANCORP |
|---|---|
| Type | Non-Lending Institution |
| Address | HAZARD, KY 41701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 31, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 735 Concord Rd was $3,064.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,064.00 | $325,000 | $325,000 |
| 2023 | $242.00 | $25,000 | $25,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 735 Concord Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 735 Concord Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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