701 16th St N, Moorhead, MN 56560 Property Records

Clay County property record for 701 16th St N, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,500 sqft)
Owner	Individual Name on File
Tax Bill	$3,558 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`58.319.0270`

Property Details

APN / Parcel Number

Primary APN	`58.319.0270`

Exterior

Lot Area	7,500 sqft (0.17 acres)

Location & Zoning

Street Address	701 16TH ST N
City	MOORHEAD
State	MN
Zip	56560-2110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME HOLES 2ND ADD LOT 011 BLOCK 009 SUBDIVISIONCD 58319 & LOT 12
Legal Range	48
Legal Township	139
Legal Section	04
Legal Subdivision	HOLES 2ND ADD
Legal Block	9
Legal Lot Number	11
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1024
Census Tract	30300

Owner

Source: Clay County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	701 16TH ST N, MOORHEAD, MN 56560-2110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage BORDER BANK
Apr 10, 2024	Deed of Trust, Mortgage · Line of Credit BORDER BANK
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BORDER BANK
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION ST BK/FARGO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	701 16TH ST N, MOORHEAD, MN 56560-2110
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000863184
Date	Mar 27, 2026
Instrument	863184

Lender

Name	BORDER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 1, 2031

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	701 16TH ST N, MOORHEAD, MN 56560-2110
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000844953
Date	Apr 10, 2024
Instrument	844953

Lender

Name	BORDER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	701 16TH ST N, MOORHEAD, MN 56560-2110
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000817462
Date	Jun 23, 2021
Instrument	817462

Lender

Name	BORDER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	701 16TH ST N, MOORHEAD, MN 56560-2110
Document Number	0000795434
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 16TH ST N MOORHEAD MN 565602110, MOORHEAD, MN 56560-2110

Mortgage

Document Number	0000795434
Date	Nov 12, 2019
Instrument	795434

Lender

Name	UNION ST BK/FARGO
Type	Bank
Address	FARGO, ND 58106-9399

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 11, 2024

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,558.00 (+22.86%)
2025		$230,800 (+13.25%) Land $33,200 Building $197,600	$230,800 (+13.25%) Land $33,200 Building $197,600
2023	$2,896.00 Homeowner's exemption	$203,800 Land $28,100 Building $175,700	$203,800 Land $28,100 Building $175,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable · Fixed Wireless in parts of the area	2,000 / 350
Cable One Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Park Region Mutual Telephone Company, Verizon.

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