621 16th St N, Moorhead, MN 56560 Property Records

Clay County property record for 621 16th St N, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Aug 2021)
Tax Bill	$3,422 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`58.319.1390`

Property Details

APN / Parcel Number

Primary APN	`58.319.1390`

Exterior

Lot Area	7,500 sqft (0.17 acres)

Location & Zoning

Street Address	621 16TH ST N
City	MOORHEAD
State	MN
Zip	56560-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME HOLES 2ND ADD SUBDIVISIONCD 58319 LOTS 1 & 2 20
Legal Range	48
Legal Township	139
Legal Section	04
Legal Subdivision	HOLES 2ND ADD
Legal Block	20
Legal Lot Number	1
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2005
Census Tract	30300

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	621 16TH ST N, MOORHEAD, MN 56560-2108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Aug 17, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Aug 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 8, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	Aug 8, 2018 · Amount on Record
Deed Document Number	2021819614
Prior Transfer Date	Jul 31, 2018
Prior Transfer Doc	0000782436
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	May 16, 2022
Property Address	621 16TH ST N, MOORHEAD, MN 56560-2108
Document Number	0000828422
Instrument Date	May 9, 2022
Instrument	828422
Transaction Type	Transfer
Record Updated	Jun 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$547.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 16TH ST N, MOORHEAD, MN 56560-2108

Mortgage

Document Number	0000828423
Date	May 16, 2022
Instrument	828423

Lender

Name	FIRST COMMUNITY CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Aug 17, 2021
Property Address	621 16TH ST N, MOORHEAD, MN 56560-2108
Document Number	0000819614
Instrument Date	Aug 9, 2021
Instrument	819614
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 16TH ST N, MOORHEAD, MN 56560-2108

Mortgage

Document Number	0000819615
Date	Aug 17, 2021
Instrument	819615

Lender

Name	FIRST COMMUNITY CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	7.25%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Aug 8, 2018
Property Address	621 16TH ST N, MOORHEAD, MN 56560-2108
Document Number	0000782436
Instrument Date	Jul 31, 2018
Instrument	782436
Transaction Type	Transfer
Record Updated	Sep 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1958 144TH LN NE HAM LAKE MN 553046259, HAM LAKE, MN 55304-6259

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLAY MN
Recording Date	Aug 8, 2018
Property Address	621 16TH ST N, MOORHEAD, MN 56560-2108
Document Number	0000782440
Instrument Date	Jul 31, 2018
Instrument	782440
Transaction Type	Transfer
Record Updated	Sep 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 16TH ST N MOORHEAD MN 565602108, MOORHEAD, MN 56560-2108

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,422.00 (+51.42%) Homeowner's exemption	$210,100 (+2.94%) Land $32,500 Building $177,600	$210,100 (+2.94%) Land $32,500 Building $177,600
2025		$204,100 (+20.06%) Land $33,200 Building $170,900	$204,100 (+20.06%) Land $33,200 Building $170,900
2023	$2,260.00 Homeowner's exemption	$170,000 Land $28,100 Building $141,900	$170,000 Land $28,100 Building $141,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Otter Tail Telecom, Verizon.

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