614 16th St N, Moorhead, MN 56560 Property Records

Clay County property record for 614 16th St N, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,501 sqft)
Owner	Company Name on File
Last Sale	$150,000 (Apr 2021)
Tax Bill	$3,362 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58.319.1360`

Property Details

APN / Parcel Number

Primary APN	`58.319.1360`

Exterior

Lot Area	7,501 sqft (0.17 acres)

Location & Zoning

Street Address	614 16TH ST N
City	MOORHEAD
State	MN
Zip	56560-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME HOLES 2ND ADD LOT 019 BLOCK 019 SUBDIVISIONCD 58319 & LOT 20
Legal Range	48
Legal Township	139
Legal Section	04
Legal Subdivision	HOLES 2ND ADD
Legal Block	19
Legal Lot Number	19
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2004
Census Tract	30300

Owner

Source: Clay County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3103 31ST ST S, FARGO, ND 58103-6142
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage ALERUS FINANCIAL NA
Apr 6, 2021	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CU
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Deed Document Number	2021814182
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	614 16TH ST N, MOORHEAD, MN 56560-2109
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000842990
Date	Dec 27, 2023
Instrument	842990

Lender

Name	ALERUS FINANCIAL NA
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Apr 6, 2021
Property Address	614 16TH ST N, MOORHEAD, MN 56560-2109
Document Number	0000814182
Instrument Date	Mar 31, 2021
Instrument	814182
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1351 PAGE DR S, FARGO, ND 58103-3502

Mortgage

Document Number	0000814183
Date	Apr 6, 2021
Instrument	814183

Lender

Name	CAPITAL CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	614 16TH ST N, MOORHEAD, MN 56560-2109
Document Number	0000802121
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	INGEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	614 16TH ST N MOORHEAD MN 565602109, MOORHEAD, MN 56560-2109

Mortgage

Document Number	0000802121
Date	Jun 18, 2020
Instrument	802121

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 17, 2035

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,362.00 (+41.5%)
2025		$170,300 (+12.26%) Land $33,200 Building $137,100	$170,300 (+12.26%) Land $33,200 Building $137,100
2023	$2,376.00	$151,700 Land $28,100 Building $123,600	$151,700 Land $28,100 Building $123,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable · Fixed Wireless in parts of the area	2,000 / 350
Cable One Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Park Region Mutual Telephone Company, Verizon.

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