708 16th St N, Moorhead, MN 56560 Property Records

Clay County property record for 708 16th St N, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Aug 2024)
Tax Bill	$2,036 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58.319.0400`

Property Details

APN / Parcel Number

Primary APN	`58.319.0400`

Exterior

Lot Area	7,501 sqft (0.17 acres)

Location & Zoning

Street Address	708 16TH ST N
City	MOORHEAD
State	MN
Zip	56560-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME HOLES 2ND ADD SUBDIVISIONCD 58319 LOTS 15 & 16 10
Legal Range	48
Legal Township	139
Legal Section	04
Legal Subdivision	HOLES 2ND ADD
Legal Block	10
Legal Lot Number	15
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1023
Census Tract	30300

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 16TH ST N, MOORHEAD, MN 56560-2111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Warranty Deed, Transfer · Conventional Mortgage GATE CITY BANK
Feb 18, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FEDERAL BANK
May 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2024 · Amount on Record
Deed Sale	Aug 16, 2024 · Amount on Record
Prior Sale	May 20, 2020 · Amount on Record
Deed Document Number	20241681892
Prior Transfer Date	May 3, 2018
Prior Transfer Doc	0000779385
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	May 20, 2020
Property Address	708 16TH ST N, MOORHEAD, MN 56560-2111
Document Number	0000800998
Instrument Date	May 15, 2020
Instrument	800998
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$448.67
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 16TH ST N, MOORHEAD, MN 56560-2111

Mortgage

Document Number	0000800999
Date	May 20, 2020
Instrument	800999

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Feb 18, 2020
Property Address	708 16TH ST N, MOORHEAD, MN 56560-2111
Document Number	0000798325
Instrument Date	Feb 13, 2020
Instrument	798325
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Tax	$313.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4215 31ST AVE S, FARGO, ND 58104-7742
Investor	Possibly a Property Investor

Mortgage

Document Number	0000798326
Date	Feb 18, 2020
Instrument	798326

Lender

Name	AMERICAN FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	108 Months
Due	Nov 10, 2020

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	May 4, 2018
Property Address	708 16TH ST N, MOORHEAD, MN 56560-2111
Document Number	0000779385
Instrument Date	May 3, 2018
Instrument	779385
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 16TH ST N MOORHEAD MN 565602111, MOORHEAD, MN 56560-2111

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,036.00 (+17.55%) Homeowner's exemption	$144,800 (+0.21%) Land $32,500 Building $112,300	$144,800 (+0.21%) Land $32,500 Building $112,300
2025		$144,500 (+10.73%) Land $33,200 Building $111,300	$144,500 (+10.73%) Land $33,200 Building $111,300
2023	$1,732.00 Homeowner's exemption	$130,500 Land $28,100 Building $102,400	$130,500 Land $28,100 Building $102,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Otter Tail Telecom, Verizon.

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