2435 195th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 2435 195th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,082 sqft · built 2013
Lot Size	0.137 acres (5,984 sqft)
Owner	Individual Name on File
Last Sale	$348,719 (Nov 2018)
Tax Bill	$5,813 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500403-0-420`

Property Details

APN / Parcel Number

Primary APN	`500403-0-420`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,082 sqft Living Area
Gross Area	2,698 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,984 sqft (0.137 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2435 195TH ST E
City	SPANAWAY
State	WA
Zip	98387-3450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 02 TOWNSHIP 18 RANGE 03 QUARTER 22 PLAT PINECREST MEADOWS DIV 2 LOT 42 TOG/W UND INT IN TRS A THRU D EASE OF RECORD OUT OF 03-18-02-2-027 SEG 2009-0072 JU 7/10/08JU
Legal Range	03
Legal Township	18
Legal Section	02
Legal Subdivision	PINECREST MEADOWS DIV 2
Legal Tract	A
Legal Lot Number	42
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1004
Census Tract	71413

Owner

2435 195th St E is owned and occupied by an individual who bought it in November 2018.

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2435 195TH ST E, SPANAWAY, WA 98387-3450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 9, 2018	Warranty Deed, Transfer · VA Mortgage DOORWAY HM LNS
Jun 2, 2018	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2018 · Amount on File
Deed Sale	Nov 9, 2018 · Amount on File
Prior Sale	Sep 4, 2015 · Amount on File
Deed Document Number	2018598
Prior Transfer Date	Nov 3, 2009
Prior Transfer Doc	0000000492
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2435 195TH ST E, SPANAWAY, WA 98387-3450
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008040069
Date	Aug 4, 2021
Instrument	202108040069

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Dec 1, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Nov 9, 2018
Property Address	2435 195TH ST E, SPANAWAY, WA 98387-3450
Document Number	1811090598
Instrument Date	Nov 8, 2018
Instrument	201811090598
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,217.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2124 N 167TH ST SHORELINE WA 981335550, SHORELINE, WA 98133-5550

Mortgage

Document Number	1811090599
Date	Nov 9, 2018
Instrument	201811090599

Lender

Name	DOORWAY HM LNS
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2435 195TH ST E, SPANAWAY, WA 98387-3450
Document Number	1806130298
Instrument Date	Jun 2, 2018
Transaction Type	Mortgage
Record Updated	Jun 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2435 195TH ST E SPANAWAY WA 983873450, SPANAWAY, WA 98387-3450

Mortgage

Document Number	1806130298
Date	Jun 13, 2018
Instrument	201806130298

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 12, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2435 195th St E was $5,813, up 4% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,813.00 (+3.97%)	$500,700 Land $151,500 Building $349,200	$500,700 Land $151,500 Building $349,200
2025	$5,591.00 (+3.12%)
2024	$5,422.00 (-5.04%)	$464,700 (-7.04%) Land $158,500 Building $306,200	$464,700 (-7.04%) Land $158,500 Building $306,200
2023	$5,710.00	$499,900 Land $150,400 Building $349,500	$499,900 Land $150,400 Building $349,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2435 195th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2435 195th St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Lightcurve, Verizon.

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