2431 195th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 2431 195th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,277 sqft · built 2013
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Dec 2019)
Tax Bill	$5,935 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`500403-0-430`

Property Details

APN / Parcel Number

Primary APN	`500403-0-430`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,277 sqft Living Area
Gross Area	2,771 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2431 195TH ST E
City	SPANAWAY
State	WA
Zip	98387-3450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 02 TOWNSHIP 18 RANGE 03 QUARTER 22 PLAT PINECREST MEADOWS DIV 2 LOT 43 TOG/W UND INT IN TRS A THRU D EASE OF RECORD OUT OF 03-18-02-2-027 SEG 2009-0072 JU 7/10/08JU
Legal Range	03
Legal Township	18
Legal Section	02
Legal Subdivision	PINECREST MEADOWS DIV 2
Legal Tract	A
Legal Lot Number	43
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1004
Census Tract	71413

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2431 195TH ST E, SPANAWAY, WA 98387-3450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2019	Warranty Deed, Transfer · Conventional with PMI BOEING EMPS CU
Dec 23, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2019 · Amount on Record
Deed Sale	Dec 23, 2019 · Amount on Record
Prior Sale	Sep 17, 2013 · Amount on Record
Deed Document Number	2019671
Prior Transfer Date	Dec 18, 2019
Prior Transfer Doc	0000000756
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 23, 2019
Property Address	2431 195TH ST E, SPANAWAY, WA 98387-3450
Document Number	1912230671
Instrument Date	Dec 18, 2019
Instrument	201912230671
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,858.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2431 195TH ST E SPANAWAY WA 983873450, SPANAWAY, WA 98387-3450

Mortgage

Document Number	1912230757
Date	Dec 23, 2019
Instrument	201912230757

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	TUKWILA, WA 98168

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 23, 2019
Property Address	2431 195TH ST E, SPANAWAY, WA 98387-3450
Document Number	1912230756
Instrument Date	Dec 18, 2019
Instrument	201912230756
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2431 195TH ST E SPANAWAY WA 983873450, SPANAWAY, WA 98387-3450

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,935.00 (+4.03%)	$512,100 (+8.13%) Land $144,900 Building $367,200	$512,100 (+8.13%) Land $144,900 Building $367,200
2025	$5,705.00 (+3.33%)
2024	$5,521.00 (-5.37%)	$473,600 (-7.37%) Land $151,600 Building $322,000	$473,600 (-7.37%) Land $151,600 Building $322,000
2023	$5,834.00	$511,300 Land $143,800 Building $367,500	$511,300 Land $143,800 Building $367,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Lightcurve, Verizon.

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