700 Stetson St, Moss Beach, CA 94038 Property Records

San Mateo County property record for 700 Stetson St, Moss Beach, CA 94038

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,540 sqft · built 1909
Lot Size	0.2 acres (8,731 sqft)
Owner	2 Company Names on Record
Last Sale	$540,000 (Jan 2013)
Tax Bill	$10,350 (2025)
Deeds & Mortgages	Jul 2022 Transfer Mar 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`037-096-010`

Property Details

APN / Parcel Number

Primary APN	`037-096-010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,540 sqft Living Area
Gross Area	1,930 sqft
1st Floor Area	960 sqft
2nd Floor Area	540 sqft
Basement Area	390 sqft
Family Room	Family Room
Study	Study

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Lot Area	8,731 sqft (0.2 acres)
Lot Dimensions	100 ft deep x 85 ft wide
View / Lot	Corner
Garage Area	170 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	700 STETSON ST
City	MOSS BEACH
State	CA
Zip	94038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 2 W 1/2 OF LOT 3 BLOCK 37 LOT 1 BLOCK 37 MOSS BEACH HEIGHTS
Legal Subdivision	MOSS BEACH HEIGHTS
Legal Block	37
Legal Lot Number	2,3,1
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	1
Census Block	1028
Census Tract	613600

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 232, MOSS BEACH, CA 94038-0232
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Intrafamily Transfer, Transfer
Mar 25, 2021	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Dec 13, 2017	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Jan 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK
Feb 4, 2020	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTELLILOAN INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2013 · Amount on Record
Deed Sale	Jan 23, 2013 · Amount on Record
Deed Document Number	201311071
Last Transfer Date	May 26, 2022
Transfer Doc	0000054690
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jul 14, 2022
Property Address	700 STETSON ST, MOSS BEACH, CA 94038
Document Number	0000054690
Map Reference	MB 6 PG 8
Instrument Date	May 26, 2022
Instrument	2022-054690
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 232, MOSS BEACH, CA 94038-0232

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	700 STETSON ST, MOSS BEACH, CA 94038
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 STETSON ST, MOSS BEACH, CA 94038

Mortgage

Document Number	0000048417
Date	Mar 25, 2021
Instrument	2021-048417

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	700 STETSON ST, MOSS BEACH, CA 94038
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111743
Date	Dec 13, 2017
Instrument	2017-111743

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	700 STETSON ST, MOSS BEACH, CA 94038
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000106
Date	Jan 2, 2020
Instrument	2020-000106

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2040

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	700 STETSON ST, MOSS BEACH, CA 94038
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009699
Date	Feb 4, 2020
Instrument	2020-009699

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	700 STETSON ST, MOSS BEACH, CA 94038
Document Number	0000134965
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 232 MOSS BEACH CA 940380232, MOSS BEACH, CA 94038-0232

Mortgage

Document Number	0000134965
Date	Nov 30, 2020
Instrument	134965

Lender

Name	INTELLILOAN INC
Address	SANTA ANA, CA 92799

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 29, 2040

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$678,260 (+2%) Land $339,130 Building $339,130
2025	$10,350.00 (+10.68%) Homeowner's exemption	$664,962 (+4.04%) Land $332,481 Building $332,481
2023	$9,351.00 (+0.91%) Homeowner's exemption	$639,142 Land $319,571 Building $319,571	$724,860
2022	$9,267.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1986–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio, T-Mobile.

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